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Window Installers (From CHECKBOOK, Summer/Fall 2010)
 
Go to Ratings of 67 Washington DC Area Window Installers

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Window Installers

It's unlikely that you'll recover the cost of replacement windows with the resulting energy savings unless your current windows are extremely inefficient. But there are other good reasons to replace old windows: if they are ugly or deteriorated; if they are so drafty that they make living spaces uncomfortable; if they are hard to wash; or if you want to minimize your home's impact on the environment. You might also want a new window where there was none before.

The windows you buy will determine the look, the amount of light you get, the comfort and energy savings you achieve, and how long they will last.

Salespersons will be able to give you good data on energy savings, but you will want to check their claims using the tools we describe in this article. On questions of durability, you won't be able to get verifiable data, but you can learn quite a bit about window construction by talking to different salespersons and reading manufacturer literature. Also, compare warranties.

There are, unfortunately, a lot of unhappy customers of window installers. As our Ratings Tables reveal, some firms were rated "inferior" by 30 percent or more of their surveyed customers. But there are also some very high-rated firms.

Price differences are big. For one carefully specified replacement job, for example, we found a firm-to-firm price range from $2,034 to $7,200.

How about some new windows? Windows that don't require a magic touch to open and close. Windows that are easy to clean. Windows that keep cold air outdoors, where it belongs. Maybe you've even been thinking a big bay window would look terrific in the living room.

New windows can make sense on many levels—to save energy, cut drafts, improve appearance, boost resale value, and reduce maintenance. And while it lasts, the $1,500 federal tax credit you can get for high-efficiency replacements makes a replacement project even more enticing.

You may get a wide range of claims from sellers of windows as to how much new windows will cut from your energy bills. You need to be aware upfront that even if you have old, drafty windows, new ones likely won't "pay for themselves" from resulting energy savings.

But you still may value the energy-efficiency gains from new windows. Replacing drafty windows that allow a chill in rooms on cold winter nights can enable you to keep a more constant, comfortable temperature and a more comfortable humidity level in your rooms. And many consumers are looking to replace old windows with new, energy-efficient models simply because they want to minimize the environmental impact of their homes.

In addition, you might want to get rid of old windows that have deteriorated to the point that they have become unsightly or difficult to open and close. And you might be tired of hauling, and teetering on, ladders to clean the outside of windows; new double-hung windows are easy to clean, inside and out by simply tilting each window in, or removing it so you can wash it from the inside.

The benefits for homeowners have created opportunities for businesses, some of which have taken advantage with high-pressure sales tactics, exaggerated and confusing energy claims, and substandard installations.

This article will help you explore your window choices and will help you find a high-quality, reliable window installer.

A good way to learn about your window options is to visit installers' showrooms. Let salespersons describe window features and describe the different installation techniques. Go to more than one showroom and get explanations from more than one salesperson. Pick up copies of manufacturers' catalogs to look through when you get home. But don't sign up to buy anything on these exploration visits.

If you are adding or expanding windows or doing new construction, you will probably benefit from creative ideas you can find in magazines and books and on the Web.

There are many features to consider when selecting windows and a firm to install them. You will have more to think about, of course, if you are adding windows or doing new construction than if you are simply replacing existing windows.

Which Style and Frame Material?

You'll want to buy windows that fit the architecture of your house and your neighborhood. If you are in a historic district or if your home is part of a homeowners association, be sure to find out what is allowed. Preservation officials or homeowners association rules might not allow vinyl windows, for instance, or might require that muntins (grids) in windows be made in a specified way. Ignore these rules at the peril of having to tear out what you have installed.

Assuming you aren't constrained by neighborhood requirements, you'll have to decide among various types of windows and various construction materials.

Style

If it is new construction or major remodeling, you have a choice of window styles. The most common styles are—

  • Double- and single-hung. Double- and single-hung units look the same, but on single-hungs only the bottom sash moves. These windows can be cracked for ventilation and locked in that position with window pins for security. Tilt-in models make it easy to clean both sides. The marginal downside is that only half the window area can be open at any time, while other styles open fully for greater ventilation. 
  • Casement. These outward-swinging windows open fully for ventilation. And the view isn't broken midway by the frames of two sashes. The weak link is often the cranking hardware, particularly on a large unit. 
  • Awning and hopper. Awning-style windows swing out at the bottom and hoppers swing in at the top. Both of these types of rectangular units (which look like casements turned on their sides) are often inset at the top of foundation walls to provide light and ventilation in basements. Click here to see a figure showing different types of windows. 

Window Types

Frame Material

All styles are available in different materials, including wood, vinyl, fiberglass, and to a lesser extent these days, aluminum. Your choice may be based on appearance, cost, energy efficiency, maintenance, or a combination of factors. But the most significant differences in quality among windows are in how well they are constructed, not materials. A cheaply made wood frame won't hold up as well as a top-quality vinyl or fiberglass frame, and vice versa. Aluminum isn't a popular option anymore because it is a poor insulator, requiring disconnects, called thermal breaks, between the inside and outside frame surfaces, and still may foster condensation in cold climates—even when the new double glazing prevents it on the glass.

Although there is a very wide price range for each type, on average, vinyl is the least expensive, wood is mid-range, exterior-clad wood is more expensive, and fiberglass tops the list. A quick rundown of other pros and cons—

  • Vinyl—The first generations of vinyl windows had problems with expansion and contraction during temperature swings. Modern formulations have greatly reduced that problem, though most manufacturers stick to light colors and no longer offer dark brown frames because they absorb too much heat from the sun's rays. Frames with welded corners are the sturdiest and most energy efficient. 
  • Wood—This traditional choice is a good natural insulator that can be milled to provide classic architectural detailing—even in styles that meet restrictions of historic districts or neighborhood associations. Many come factory primed, ready for a finish coat in any color you like. That versatility is also the main drawback: scraping and repainting every few years. Having vinyl cladding on all exterior parts of wood windows increases the price and may limit your ability to change color schemes over time, but can eliminate the need for regular repainting. 
  • Fiberglass—This grainy synthetic is considered the most durable and the strongest type, making it a good choice for large panes of glass and assemblies of several windows. It can be extruded into slimmer profiles than vinyl, making it a good choice for frame-plus-sash replacements. It can be painted to suit and is available with wood veneer facings on the interior side. 

In addition to choice of the material used to make windows, you'll need to decide on other visible details. You will find windows with thicker or thinner frames, with more or less substantial muntins, and with varying types of hardware.

How Are They Installed?

If you are replacing old windows, you need to consider what technique will be used to install the new ones. There are three basic options:—

  • Sash pack—If the frames and trim are in good shape and your reason for replacing the windows is to get more energy-efficient window glass, consider a sash pack. This is the least expensive option. In a typical installation, old sash and tracks are removed, and jamb liners are installed against the sides of the window frame. They seal and secure the new sash. 

Major manufacturers may carry over 100 stock sizes, fabricate custom sizes, and offer many colors, cladding, tilt-in hardware, divided-light grills, and other features. Some companies market sash pack installation as a do-it-yourself job. Manufacturer Jeld-Wen, for example, says replacement takes only about 20 minutes per window, and has a how-to video on its website (www.jeld-wen.com) showing the process.

  • Frame and sash—This common, more expensive replacement option consists of a fully framed sash unit that slips into the existing window frame after the old sashes and tracks are removed. In this case, again, the existing frame and trim are left in place, and must be sound; framed replacements can't compensate for major leak damage. 

The key to this option is the amount of space between the old and new frames. A good match will make a close fit, with no two-by-fours added to pack out and significantly downsize the opening. Glass area may be reduced by an inch or so, but not by several inches. Small gaps between the old and new frames are fine; they can be insulated and existing trim built up with narrow strips that blend into the overall facade. Installers should tuck in loose-fill insulation or spray in low-expanding foam. (Standard foam has enough pressure to bow the jambs.) On the other hand, if the fit leaves large gaps, they typically require wide boards or aluminum panels to bridge the openings and the result looks out of scale and doesn't fit in with the facade.

  • Full window—This start-from-scratch option is the most expensive approach. The old unit is pulled out, any damaged framing is repaired or replaced, and then a new window is installed the way it would be for new construction. This is the only option if the framing needs to be significantly altered. It also avoids the reduction in glass area that results from the frame-and-sash approach. 

If your old windows are stock sizes (most are), there should be no need to spend extra for custom construction. Window manufacturers' catalogs often list at least 75 stock sizes just for double-hungs. For the rough opening (the distance between framing members that allows for shimming space), typical widths start at 24 inches and increase at four-inch intervals up to 48 inches. Typical heights start at 36 inches and range up to 72 inches.

How Much Energy Will They Conserve?

By choosing the right windows, you can conserve energy. That saves you money, saves world resources, and reduces your contribution to pollution. In addition, keeping heat from escaping your home will make your home more comfortable. You will avoid cold areas around windows. You will also be able to maintain a higher and more comfortable humidity level in your home during winter months than can be maintained if cold dry air is infiltrating your home and window surfaces are so cold that they collect condensation. Modern windows are constructed to keep down your home's wintertime heat loss and enhance its wintertime heat gain from the sun and to keep down its summertime heat gain.

Heat transfers in three ways:

  • Conduction, which is the movement of heat through solid material, like glass or aluminum, the way heat reaches your hand through a drinking glass if you pour hot tea into the glass. 
  • Convection/air infiltration, which is the movement of heated air or other gas (or liquid), the way hot air rises out of the oven when you open the oven door. 
  • Radiation, which is movement of heat without conduction or convection, the way warmth reaches your face as you sit by a sunny window even on a cold day. 

Modern windows are typically constructed using two or three panes of glass, with air or an inert gas like argon or krypton filling the space between panes. The air or gas is an insulator, more resistant to the passage of heat than solid glass. In many windows, one or more panes of glass are glazed with a thin, transparent film of metal that reduces the pane's ability to radiate heat. This is referred to as a low-E coating. In high-quality windows, the frame itself is constructed of materials that are poor heat conductors. Consideration is also given to the spacer material that separates the panes of glass around the edges. Aluminum is a common spacer material but is highly conductive, transferring heat from pane to pane; rigid foams and other materials that are less conductive are used for spacers in some windows instead of aluminum.

To assess the energy conservation performance of windows, several factors are measured.

The U-factor is a measure of the ease with which heat passes through the window. This factor is sometimes calculated for the glass area only. That is not very useful. You should get information on the U-factor for the entire window assembly.

You want a window to have a low U-factor. A single pane of glass in an aluminum frame might have a U-factor of about 1.3. Some high-tech windows have U-factors as low as 0.1.

There are various ways heat might pass out of your home through the material of a closed window when the outside temperature is cold. All contribute to the U-factor. For example, with a double-pane window, heat might be absorbed and conducted through the inner glass, absorbed by the gas that fills the space between the panes, circulated to the outer pane by movement of the gas, absorbed and conducted through the outer pane, and absorbed and carried away by the air that moves along the outside of the window. Simultaneously, heat might be absorbed by the glass and radiated to the outside. Heat might also be absorbed by the inner glass pane, then conducted to the other pane by the spacing material that separates the two panes around the edges, and then radiated to the outside by the outer pane. In addition, heat might be absorbed by the window frame and conducted directly through it to the outside where it radiates away or is absorbed by the outside air and moved away by convection. The U-factor measures the ease with which all of these and other heat-transfer processes occur.

The Solar Heat Gain Coefficient (SHGC) is a measure of the fraction of the sun's radiation that is admitted through a window. It takes into account both radiation that is directly transmitted and radiation that is absorbed by the glass or frame and then re-radiated inward. A high SHGC number is good to have in cold weather in windows that have a lot of direct sun exposure. The heat a home takes in through a south-facing window from the sun's radiation may be so great that it more than offsets heat loss through the window—making the window better than a well-insulated wall from an energy conservation standpoint. On the other hand, a high SHGC number in windows that have a lot of direct sun exposure is bad in hot weather; the heat from the sun's radiation raises indoor temperatures and causes air-conditioning systems to work harder. The ideal solution is to have a high SHGC on south-facing windows, which get direct exposure to the sun when the sun is low in the sky in the winter, then protect these windows in the summer with a roof overhang that obstructs sunlight when the sun is high in the sky or with fully leafed-out deciduous trees.

In general, as U-factor goes down (because more effective low-E coatings are added to the glass) the SHGC measurement goes down also, so for a south-facing window, you may want to give up some ability to prevent heat loss in order to get a window with high solar heat gain potential. A window with a single clear pane of glass, with no special low-E coating, might have an SHGC rating of about 0.70; a double-glazed window with low-E coating on both panes of glass might have an SHGC of about 0.35, meaning it transmits about half as much solar heat as the single clear pane transmits.

Air leakage, which is reported in cubic feet per minute per square foot of window (cfm/sq ft), is a measure of the movement of air (convection) between the inside and outside of a building through cracks in and around the window frame. Look for windows that have an air-leakage rating of 0.3 or less. Click here to see a figure explaining U-factor, SHGC, and air leakage.

U-Factor

The performance of windows on the U-factor and SHGC measures should be reported on a label developed by the National Fenestration Rating Council (NFRC). A sample label is shown here. Don't buy a window that doesn't have such a label. Window manufacturers aren't required to test their windows for, or display on the label, scores on Air Leakage. Testing and reporting on this measure is voluntary.

Sample Label

There are computer programs that will help you estimate the energy cost consequences of different ratings on these performance measures. Some stores will have one of these programs to help you estimate the differences in energy costs that will result from selecting windows with different ratings—and also from adding new windows. You can also download for free a program called RESFEN to use yourself by visiting a website of the Lawrence Berkeley National Laboratory at http://windows.lbl.gov.

This figure illustrates the annual energy-savings payback you might expect from installing better windows. The savings from getting more energy-efficient windows can't be expected to offset the full cost of the windows at today's energy prices unless your current windows are extremely inefficient. Some features will contribute more energy savings than others. The biggest savings result from going from single- to double-pane glass.

Payback

To decide whether you want to invest in new windows, you will want to consider annual energy savings and various other factors. You will want to take at least a rough stab at estimating—

  • How much you'll save on energy bills each year; 
  • How much value you put on the pleasure you will get from the increased comfort and better appearance the windows will provide, including how much money it is worth to you to reduce your home's carbon footprint by installing more efficient windows, regardless of actual savings on your utility bill; 
  • How much the window improvements are likely to add to the resale value of your house; 
  • How many years you expect to keep your house; 
  • How much price inflation might occur in future years; and 
  • How much you might make (after taxes) on your money if you invest it in a secure investment (like a long-term bank CD) rather than in the windows. 

These calculations will help you to calculate a rough value for the windows. You can then compare that rough value to the costs you are quoted by window installation firms.

To help you do these calculations, we have built a simple calculator you can use at www.checkbook.org/valueofwindows. Figure 1 shows the results of such a calculation for an illustrative homeowner.

Figure 5
How Much Does It Make Sense to Invest in New Windows?
The following illustrates the effects different assumptions have on
how much you might want to spend on new windows. You can do
your own calculations at www.checkbook.org/valueofwindows
How much you will save in energy costs per year (estimate from Figure 4 or by using RESFEN calculator at http://windows.lbl.gov)$250
How much value you put on the pleasure you will get from the increased comfort and better appearance the windows will provide, including how much money it is worth to you to reduce your home’s carbon footprint by installing more efficient windows, regardless of actual savings on your utility bill$200
How much you think the new windows would add to the value of your house if you sold it today$2,000
What you think will be the inflation rate
   Energy cost inflation rate2.0%
   Home price inflation rate2.0%
   General inflation rate2.0%
What interest rate you can earn in a safe, long-term
investment today (after taxes)
1.0%
How many years you expect to keep your house10
How much it makes sense to invest in windows$6,960
Note: Assumes the windows don't decline in energy performance, comfort, or appearance during the time you own your house.

As you think about selecting windows with additional energy-saving elements, you will want to consider not only the extra costs of the windows but also other differences. For example, the extra energy savings you get from triple glass compared to double glass might require you to accept lower light transmittance, greater visual distortion, heavier and harder-to-move sashes, greater risk of breakdown of seals and resulting condensation between the panes (since there are two sets of seals rather than one), and less attractive grids (since grids placed between panes of glass generally must fit into a smaller space in the triple-glazed windows).

For more information on window-related energy savings and many other aspects of window purchases, you might check the website of the Efficient Windows Collaborative (www.efficient-windows.org) and you might consult an excellent book, Residential Windows: A Guide to New Technologies and Energy Performance by Dariush Arasteh, John Carmody, Lisa Heschong, and Stephen Selkowitz.

How Will They Affect Sunlight?

You probably wouldn't have much interest in windows if you couldn't see through them and if they didn't bring light into your home. But not all windows are equal in this regard. "Visible transmittance" is a measure of the amount of visible light that passes through a window. It is affected by the type of glazing material (glass or plastic) the window is made of, the number of layers of panes, and any coatings applied to the panes. Visible transmittance ranges from more than 90 percent for clear glass to less than 10 percent for windows with highly reflective coatings on tinted glass. NFRC labels report windows' visible transmittance (VT) ratings. You may have to give up a portion of the visible light that would come through a window in order to get a desired level of energy efficiency. This means that what you see outdoors will not be as bright as it otherwise would be. The diminished brightness might not bother you—might even please you—on sunny days, but might be undesirable at night.

How Long Will They Last?

Depending on construction, windows might last for decades or might rot and fail within a few years. The guarantees of the better-sealed window units run for 20 years or more and don't make a pro-rated reduction in the covered value as time passes.

You will have to judge for yourself the claims salespersons make about durability. There are no independent testing data on future durability of currently manufactured windows. By talking to various installers, you can get opinions on durability from firms that sell multiple brands, but this will give you a rough gauge at most.

Major causes of window failure are weak corner joints in vinyl and wood-frame windows and moisture (especially from condensation in wood windows). You can ask for information relating to these hazards. In general, vinyl sashes that are welded rather than screwed together are stronger. Look for drainage holes and spaces for air circulation to avoid moisture accumulation in wood window frames and sashes.

With vinyl windows, there is no required maintenance. Similarly, aluminum-covered areas of wooden windows require no maintenance. Exposed wood surfaces require painting, but the better manufacturers apply thorough undercoating in the factory.

How Do I Find a Top-Quality Installer?

Just as you'll want to be careful to select the right windows for your home, you'll also want to be careful selecting an installer. We've received a disturbing number of complaints from consumers regarding window installation work. Even more alarming is the fact that a large percentage of the complaints were the result of incredibly sloppy work (see below). Comments such as the following were all too common—

  • "Windows ordered were several inches too small for the openings, and to cover it up they stuffed insulation in the gaps and covered with vinyl siding rather than re-order the correct size windows. Extremely sloppy job caulking inside and outside of windows. Crew had to return after first substantial rain storm to re-caulk outside areas that were leaking rainwater into the house."
  • "Extremely poor response to installation problems. Made promises to remedy problems, but failed to deliver. Took eight months to resolve a problem identified on day of installation."
  • "Windows not installed correctly first time. Any request for adjustment required two visits: one to check that an adjustment was necessary and then another at another time to do the necessary work. Installation was sloppy and installer broke one of the windows."
  • "Windows were not shimmed properly when installed. It took MONTHS and several visits by the window manufacturer and the installer to get the problem fixed. Horrible!"

The ratings of local window installers on our Ratings Tables should help you avoid these types of problems. We surveyed area CHECKBOOK and Consumer Reports subscribers for their ratings of window installation outfits they had used. our Ratings Tables show the results of our survey for the firms that received 10 or more ratings. (For more information on our customer survey and other research methods, click here.)

On our Ratings Tables, for firms that were evaluated in our last full, published article, we also show counts of complaints we gathered from the Better Business Bureau (BBB) for a recent three-year period, and the number of complaints on file with local government consumer protection offices for a recent two-year period.

You can check current BBB complaint information on any firm by contacting the BBB at 202-393-8000 or by visiting www.dc.bbb.org. For firms listed on our Ratings Tables, in the details under the firm's listing, click a link to the local BBB to go directly to the BBB's most up-to-date report on the firm.

Consumer protection offices in the District, Fairfax County, and Montgomery County also have available online databases that let you check complaint histories on any firm. See below for links and contact information.

How Much Will I Have to Pay?

Cost can vary substantially depending on which windows and which installer you select.

On Table 1, you can see the price variation we found across installation firms when we gave them exactly the same job specifications and let them decide which make of windows to use. You can see that the highest priced firm's quote was often twice as high as the lowest quote.

You can't get the same makes of windows from all firms, but even among firms offering the same make, firm-to-firm differences of $50 to $100 per window are common.

Table 1
Price Variation for the Same Specifications
Job descriptionLow priceAverage priceHigh price
Five double-hung replacement windows,
34 inches by 63.5 inches, insulated vinyl, fully
fusion welded, double glazing, low-E coating,
argon or krypton between panes
$1,945$2,572$3,728
Six double-hung replacement windows, 32 inches by
60 inches, insulated vinyl, cheapest assembly option,
double glazing, grids of six panes over six panes for
each window, cheapest air or gas fill, low-E coating
$2,034$3,149$7,200
Six double-hung replacement windows, 36 inches by
72 inches, insulated vinyl, fully fusion welded,
double glazing, grids of six panes over six panes
for each window, argon fill, low-E coating
$2,400$3,378$5,000

our Ratings Tables show how surveyed firms compared on price when our shoppers got quotes for specified jobs. Our shoppers called the firms that were evaluated in our last full, published article and, without revealing an affiliation with CHECKBOOK, requested prices for three different jobs. The price index scores shown on our Ratings Tables (further described here) show how each firm's prices compared to the average price for all firms that quoted on the same jobs. We adjusted the price index scores so that the average for all the firms is $100. If a firm's score is $110, for example, this means that the firm's prices were, on average, 10 percent higher than the average prices we found for the same jobs.

To get a good price for the installation of windows that will meet your needs, we recommend the following steps—

  • Have several installers come to your home, measure your windows, recommend a replacement method, recommend a make and model of window, explain the reasons for their recommendations, and give you prices. 
  • Discuss these recommendations and ask about lower priced alternatives. If substantially lower prices would be available for less energy-efficient windows, ask the firms to estimate the actual energy savings the higher cost windows will yield. If you are not confident of the scientific basis for these estimates, consider downloading the computer program mentioned above from Lawrence Berkeley National Laboratory and ask for the National Fenestration Rating Council rating information for the recommended windows so you can do your own calculations. 
  • Based on the information collected, decide on your final specifications. Call the firms that have given you estimates and other firms to get their prices for these final specifications. Get a final quote from each firm in writing. 
  • If you are not confident that the quality of the windows themselves is comparable from firm to firm when the firms simply quote on specifications, you can have the firms quote on a specific make and model; you are likely to find some makes and models that several of the firms can quote on. 
  • If you are doing remodeling and will be putting windows into roughed-in openings, you might consider having the contractor that is doing the other construction work purchase and install your windows, rather than dealing with a specialized window installation firm. Window installation firms are primarily geared to install replacement frames rather than to do new construction jobs. 

If the new windows you're installing meet energy-efficiency guidelines, you can also trim costs by seeking tax credits and other incentives. For 2010, you can receive a federal tax credit equal to 30 percent of the product cost (installation costs cannot be included in the credit calculation) when you buy new windows that have U-factors of 0.30 or less and SHGC of 0.30 or less. This credit applies not only to new windows, but also to new energy-efficient heating and air-conditioning equipment, insulation, roofing, and water heaters. The maximum amount of credit you can receive for buying these types of upgrades in 2009 and 2010 is $1,500. At the time of this writing, the credit was due to expire on December 31, 2010, but it is possible it will be continued for future tax years.

To get the credit, you'll need to complete IRS Form 5695 when filing your taxes. Make sure you receive from the manufacturer or the installer a certification form that proves the product is eligible for the credit. Since you can only apply the credit toward the cost of the product and not installation costs, also make sure you get an itemized invoice that separates the product cost from the labor cost.

In addition to the federal tax credit, check to see whether there are rebates or low-interest loans available from state- or local-government programs or from your utility company for installing energy-efficient windows. Except for a $250 property-tax credit, available to Montgomery County residents making various energy-efficiency improvements, we unfortunately couldn't find any available incentive programs for area residents for windows at the time we went to press. But incentives for installing energy-efficient windows are becoming increasingly available in other areas, so it's worth checking for new programs. An excellent resource for details on what incentives are currently available for all types of energy-efficiency solutions is www.dsireusa.org, which maintains an up-to-date database of what's available nationwide.

What Should the Contract Say?

Whichever window company you deal with, you will want to have a tight contract.

Details on the Product and the Installation Procedure

What make and model of window will be used in each opening? Will there be flashing installed? Will it be painted? Will it match the existing trim or not? Will the windows meet Energy Star standards and qualify for the federal tax credit? Will there be an Energy Star label? Exactly how large will each opening be when prepared for the window and how large will each window be—the glass and the opening? This last point is especially important because vagueness here means you risk having the company supply windows that are smaller than they should be—convenient for the company since the windows can easily be fit in place, but undesirable for you since the result might be packing out of the space before the new window is installed, and less glass than expected and an unattractive result.

Insurance

Contractors should carry two types: general liability and worker's compensation. They should be able to show you a certificate that confirms the coverage. The first type insures against damages when a contractor drops one of the windows. The second covers injuries to the worker it fell on. Homeowner policies may cover those incidents, too. But the contractor's insurance should kick in first.

Payment Schedule

You should be able to pay all, or at least half, of the contract price after the work is complete. The more you leave to the end, the more leverage you'll have to make sure the work is done satisfactorily.

Work Schedule

The starting date should be firm so you can prepare for the job. A completion date is less important because most projects can be finished in a week or less. But it's wise to add a phrase that the work will be continuous, and a note about who will be onsite supervising the job.

Quality Promises

To provide some recourse if the job proves to be obviously substandard, contracts should contain a phrase to the effect that the contractor will complete the project in a workmanlike and professional manner.

Cleanup

Window replacement projects generate a lot of construction debris and carting it away (and paying disposal fees) should be part of the contract.

What Goes Wrong

Below are the most common kinds of complaints we found in the reviews of window installation firms when we surveyed CHECKBOOK subscribers.

  • Poor customer service—Firm's office staff or workers were rude, disorganized, or communication was poor. Mentioned in 37 percent of complaints.
  • Subpar installation work—Work was not completed correctly on the first attempt. Mentioned in 36 percent of complaints.
  • Promptness—Firm missed appointments or took too long to complete work. Mentioned in 28 percent of complaints.
  • Incompetent advice from sales staff. Mentioned in 16 percent of complaints.
  • Failure to complete contract—Firm did not completely fulfill contract, failed to deliver on promises, did not promptly address problems raised by customer, or did not honor a warranty or guarantee. Mentioned in 14 percent of complaints.
  • High prices—Rater believed firm's prices were too expensive. Mentioned in 10 percent of complaints.
  • Poor product quality—Firm provided windows that were of inferior quality or that failed prematurely. Mentioned in seven percent of complaints.
  • Attempt to charge more than agreed. Mentioned in three percent of complaints.
  • Workers damaged property while doing work. Mentioned in two percent of complaints.

Where to Complain

State and Local Government Consumer Agencies

District of Columbia Office of the Attorney General
441 4th Street, NW, #11455
Washington, DC 20001
202-727-3400

Fairfax County Department of Consumer Affairs
12000 Government Center Parkway
Fairfax, VA 22035
703-222-8435

Howard County Office of Consumer Affairs
6751 Columbia Gateway Drive
Columbia, MD 21046
410-313-6420

Maryland Consumer Protection Division, Office of the Attorney General
200 St. Paul Place, 16th Floor
Baltimore, MD 21202
410-528-8662

Montgomery County Office of Consumer Protection
100 Maryland Avenue, Suite 330
Rockville, MD 20850
240-777-3636

Virginia Office of Consumer Affairs
Department of Agriculture and Consumer Services
102 Governor Street
Richmond, VA 23219
800-552-9963 or 804-786-2042

Better Business Bureau of Metropolitan Washington

1411 K Street, NW, 10th Floor
Washington, DC 20005
202-393-8000
www.dc.bbb.org



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