More Than 150,000 Consumers Subscribe to CHECKBOOK to Find the Best Auto Insurance Companies and More ...

Subscribe to Bay Area Consumers' CHECKBOOK for unbiased reports, customer reviews, and ratings on 16 local auto insurance companies.

CHECKBOOK provides:
  • Award winning articles and ratings reports compiled from more than 197,000 San Francisco Bay Area consumer ratings by Consumers' CHECKBOOK and Consumer Reports magazine subscribers who have used these companies and professionals.
  • Thousands of hours of undercover price shopping.
  • Review of complaints received by local consumer agencies such as Better Business Bureau (BBB) and attorney general offices.
  • In-depth research.
  • No advertising.
  • No ballot-box stuffing.
  • Nonprofit
  • Read CHECKBOOK's free advice on choosing a local auto insurance company . Free Article


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A localized consumer reports.

                      A Consumers' CHECKBOOK Subscriber

Checkbook is a consumer magazine that provides you details that Consumers Reports ignores. With Checkbook, you see just how many people appraised the services of a particular business which lends credibility and validity to the grade the business was given...

                      A Consumers' CHECKBOOK Subscriber

I love my Bay Area (San Francisco Bay Area) Checkbook and have given subscriptions out as presents.

                      A Consumers' CHECKBOOK Subscriber

When I need to find quality help at a good price I turn to Consumer Checkbook.

                      A Consumers' CHECKBOOK Subscriber

Whenever I need a service, I always hope Checkbook has produced their ratings.

                      A Consumers' CHECKBOOK Subscriber

I've never been disappointed by the recommendations from Consumers' Checkbook.After all the reviews are from consumers,not advertisers.

                      A Consumers' CHECKBOOK Subscriber

I've used these books to find everything from tailors, to mechanics, to dentists. It's a great resource when trying to spend money wisely.

                      A Consumers' CHECKBOOK Subscriber

I have subscribed to Checkbook for many years. It is something one simply cannot be without!

                      A Consumers' CHECKBOOK Subscriber

Very helpful for many kinds of services. Just because you have Angies List as I do, does not mean you don't need this too. Checkbook often has better or the only coverage.

                      A Consumers' CHECKBOOK Subscriber

My first "Go To" reference for anything in the Bay Area!

                      A Consumers' CHECKBOOK Subscriber

I shall stick with Checkbook. I'm dropping Angie's List because it is too expensive for what I get out of it. I don't trust Yelp, so right now Checkbook seems to be the best option for impartial reviews. I like the subscriber reviews too, and you changed the menu access to them.

                      A Consumers' CHECKBOOK Subscriber

Your service is INVALUABLE. I cannot compliment you enough on your magazine and on-line referral and information service. I would be absolutely lost without you. Thank you, thank you, thank you…

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Thank you again for providing an invaluable resource to Bay Area consumers.

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Your publication has been very valuable to us over the years, in terms of the services that we have used. .. So, thank you, you have provided much more than you have cost over the years…

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I love this service and am happy to give back in return. Keep up the good work.

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Your work is very important for us - so thank you for your help this year.

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Good suggestions for vendors and also on which services are really necessary.

                      A Consumers' CHECKBOOK Subscriber

A great source of information on service providers.

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Thousands of body shops. How do I pick one? Checkbook!

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Love this info!!!

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Name Number of ratings Checkbook's top rating for quality () What percent of customers rated firm "adequate" or "superior" on our survey for "Not unreasonably raising premium as a result of claim(s)" What percent of customers rated firm "adequate" or "superior" on our survey for "Not unreasonably cutting coverage as a result of claim(s)"
1. 21st Century


Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
 Subscribe now for ratings, articles and more.
2. Allstate


800-255-7828
239 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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3. Ameriprise/IDS


888-239-9953
21 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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4. Amica Mutual


800-242-6422
111 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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5. California Casualty


866-680-5143
67 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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6. CSAA


877-323-4222
929 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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7. Farmers


800-327-6377
199 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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8. GEICO


800-861-8380
186 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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9. Illinois Farmers


Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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10. Liberty Mutual


800-837-5254
67 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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11. Mercury


800-956-3728
88 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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12. Nationwide


877-663-6877
37 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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13. Progressive


800-776-4737
33 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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14. Safeco


800-332-3226
80 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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15. State Farm


Local agent
808 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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16. The Hartford/AARP


Local agent
69 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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17. Travelers


888-695-4625
17 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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18. USAA


800-531-8722
460 ratings Available exclusively to Bay Area Consumers' CHECKBOOK subscribers
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Sample Subscriber Comments & Reviews for Auto Insurance Companies in the San Francisco Bay Area
CHECKBOOK provides subscriber comments on their experiences with the firms they use. Please remember that individual subscriber comments are informal. Subscriber comments may give you insight into the types of features and problems that exist in a service field, but are not the best basis for selecting or rejecting a specific firm. To assess the quality of a firm's performance, we recommend that you give more weight to the percentages of favorable ratings. Those percentages are generally based on much larger numbers of consumers' ratings (the number of consumer ratings is noted above).

As You Can See Below, Some Auto Insurance Companies Get High Praise from Their Customers.
Some Others Don't. So Choose Carefully.

Here Are a Few Samples of the Thousands of Comments
CHECKBOOK Has Collected on Hundreds of Different Auto Insurance Companies.

  • Subscriber from LAFAYETTE, CA wrote about a local auto insurance company: Great company........
  • Subscriber from DANVILLE, CA wrote about a local auto insurance company: Tony Wong at the San Ramon office is the BEST!.......
  • Subscriber from HAYWARD, CA wrote about a local auto insurance company: I had two claims within a short time. The first was not my fault. All..........
  • Subscriber from KENSINGTON, CA wrote about a local auto insurance company: We have had all our insurance with USAA for over 30 years. They are very..........
  • Subscriber from LOS ALTOS, CA wrote about a local auto insurance company: They are fast, honest, ethical and a delight to work with........
  • Subscriber from REDWOOD CITY, CA wrote about a local auto insurance company: Ive had two accidents with my 2006 Prius and both times AAA was unbelievably responsive..........
  • Subscriber from LAFAYETTE, CA wrote about a local auto insurance company: This was for body work for $2500. If it had been a larger claim, my..........
  • Subscriber from REDWOOD CITY, CA wrote about a local auto insurance company: They were responsive and helpful and I got paid immediately. I dont know yet about..........
  • Subscriber from BERKELEY, CA wrote about a local auto insurance company: AMICA charges more than some other companies. What we get for that is courteous, knowledgeable..........
  • Subscriber from SAN RAMON, CA wrote about a local auto insurance company: We were involved in one accident, and State Farm was both my carrier and the..........
  • Subscriber from BERKELEY, CA wrote about a local auto insurance company: Body shop had to totally renegotiate the amount of payment. AIGs initial offer was about..........
  • Subscriber from RICHMOND, CA wrote about a local auto insurance company: Excellent service.......