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Subscribe to Bay Area Consumers' CHECKBOOK for unbiased reports, customer reviews, and ratings on 46 local banks.

CHECKBOOK provides:
  • Award winning articles and ratings reports compiled from more than 197,000 San Francisco Bay Area consumer ratings by Consumers' CHECKBOOK and Consumer Reports magazine subscribers who have used these companies and professionals.
  • Thousands of hours of undercover price shopping.
  • Review of complaints received by local consumer agencies such as Better Business Bureau (BBB) and attorney general offices.
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"If you want specific, practical, useful information, not generic bull, you’ll find it in Bay Area Consumers’ CHECKBOOK."


"I can attest to [CHECKBOOK’s] magical transformation: What looks like an overflow of information becomes a welcome guide to the perplexed when you actually need to use it."

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                      A Consumers' CHECKBOOK Subscriber

Checkbook is a consumer magazine that provides you details that Consumers Reports ignores. With Checkbook, you see just how many people appraised the services of a particular business which lends credibility and validity to the grade the business was given...

                      A Consumers' CHECKBOOK Subscriber

I love my Bay Area (San Francisco Bay Area) Checkbook and have given subscriptions out as presents.

                      A Consumers' CHECKBOOK Subscriber

When I need to find quality help at a good price I turn to Consumer Checkbook.

                      A Consumers' CHECKBOOK Subscriber

Whenever I need a service, I always hope Checkbook has produced their ratings.

                      A Consumers' CHECKBOOK Subscriber

I've never been disappointed by the recommendations from Consumers' Checkbook.After all the reviews are from consumers,not advertisers.

                      A Consumers' CHECKBOOK Subscriber

I've used these books to find everything from tailors, to mechanics, to dentists. It's a great resource when trying to spend money wisely.

                      A Consumers' CHECKBOOK Subscriber

I have subscribed to Checkbook for many years. It is something one simply cannot be without!

                      A Consumers' CHECKBOOK Subscriber

Very helpful for many kinds of services. Just because you have Angies List as I do, does not mean you don't need this too. Checkbook often has better or the only coverage.

                      A Consumers' CHECKBOOK Subscriber

My first "Go To" reference for anything in the Bay Area!

                      A Consumers' CHECKBOOK Subscriber

I shall stick with Checkbook. I'm dropping Angie's List because it is too expensive for what I get out of it. I don't trust Yelp, so right now Checkbook seems to be the best option for impartial reviews. I like the subscriber reviews too, and you changed the menu access to them.

                      A Consumers' CHECKBOOK Subscriber

Your service is INVALUABLE. I cannot compliment you enough on your magazine and on-line referral and information service. I would be absolutely lost without you. Thank you, thank you, thank you…

                      A Consumers' CHECKBOOK Subscriber

Thank you again for providing an invaluable resource to Bay Area consumers.

                      A Consumers' CHECKBOOK Subscriber

Your publication has been very valuable to us over the years, in terms of the services that we have used. .. So, thank you, you have provided much more than you have cost over the years…

                      A Consumers' CHECKBOOK Subscriber

I love this service and am happy to give back in return. Keep up the good work.

                      A Consumers' CHECKBOOK Subscriber

Your work is very important for us - so thank you for your help this year.

                      A Consumers' CHECKBOOK Subscriber

Good suggestions for vendors and also on which services are really necessary.

                      A Consumers' CHECKBOOK Subscriber

A great source of information on service providers.

                      A Consumers' CHECKBOOK Subscriber

Thousands of body shops. How do I pick one? Checkbook!

                      A Consumers' CHECKBOOK Subscriber

Love this info!!!

                      A Consumers' CHECKBOOK Subscriber
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Name Number of ratings Checkbook's top rating for quality () What percent of customers rated firm "superior" on our survey for "overall quality" Areas in which the bank has branches (see key at bottom) Approximate number of branches in area
1. 1st United Services Credit Union


29 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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2. Alliance Credit Union


16 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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3. Bank of Alameda


17 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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4. Bank of America


943 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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5. Bank of Marin


24 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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6. Bank of the West


292 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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7. Bay Federal Credit Union


36 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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8. Borel Private Bank & Trust Company


22 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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9. California Bank & Trust


33 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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10. Charles Schwab Bank


22 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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11. Chase


197 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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12. Chevron Federal Credit Union


27 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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13. Citibank


252 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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14. Coast Commercial Bank


Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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15. Comerica Bank


39 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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16. CommonWealth Central Credit Union


18 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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17. Contra Costa Federal Credit Union


18 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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18. Downey Savings


Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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19. Exchange Bank


11 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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20. First Bank


10 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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21. First National Bank of Northern California


11 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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22. First Republic Bank


93 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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23. First Tech Federal Credit Union


31 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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24. Fremont Bank


42 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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25. Heritage Bank of Commerce


17 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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26. KeyPoint Credit Union


17 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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27. Mechanics Bank


148 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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28. Meriwest Credit Union


67 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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29. Mount Diablo National Bank


Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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30. National 1st Credit Union


Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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31. Pacific Postal Credit Union


Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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32. Pacific Service Credit Union


19 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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33. Patelco Credit Union


118 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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34. Provident Credit Union


81 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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35. Redwood Credit Union


36 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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36. SafeAmerica Federal Credit Union


Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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37. San Francisco Federal Credit Union


21 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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38. San Francisco Fire Credit Union


18 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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39. San Mateo Credit Union


24 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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40. Santa Clara County Federal Credit Union


20 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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41. Sonoma Valley Bank


Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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42. Stanford Federal Credit Union


35 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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43. Star One Credit Union


109 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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44. Sterling Bank & Trust


10 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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45. Technology Credit Union


41 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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46. The Golden 1 Credit Union


20 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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47. Travis Credit Union


26 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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48. UNCLE Credit Union


36 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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49. Union Bank


81 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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50. US Bank


183 ratings Bay Area Consumers' CHECKBOOK has ratings of 46 local banks.
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Sample Subscriber Comments & Reviews for Banks in the San Francisco Bay Area
CHECKBOOK provides subscriber comments on their experiences with the firms they use. Please remember that individual subscriber comments are informal. Subscriber comments may give you insight into the types of features and problems that exist in a service field, but are not the best basis for selecting or rejecting a specific firm. To assess the quality of a firm's performance, we recommend that you give more weight to the percentages of favorable ratings. Those percentages are generally based on much larger numbers of consumers' ratings (the number of consumer ratings is noted above).

As You Can See Below, Some Banks Get High Praise from Their Customers.
Some Others Don't. So Choose Carefully.

Here Are a Few Samples of the Thousands of Comments
CHECKBOOK Has Collected on Hundreds of Different Banks.

  • Subscriber from BELMONT, CA wrote about a local bank: Its a pleasure to deal with U S Bank.......
  • Subscriber from NAPA, CA wrote about a local bank: I am rating one person in the B of A First St Branch. Because of..........
  • Subscriber from EL CERRITO, CA wrote about a local bank: Very friendly and helpful staff.......
  • Subscriber from BLOOMFIELD HILLS, MI wrote about a local bank: They are still the leader for larger institutional banks with lower to no fees. Many..........
  • Subscriber from ALAMEDA, CA wrote about a local bank: Why ever use a "bank"?.......
  • Subscriber from EL CERRITO, CA wrote about a local bank: This used to be Washington Mutual, which is now defunct. Please change your listings.......
  • Subscriber from SAN FRANCISCO, CA wrote about a local bank: Ive been with them for 20+ years and have never had a complaint. Extraordinarily friendly..........
  • Subscriber from BERKELEY, CA wrote about a local bank: This goes for the North Berkeley branch, which is the one I use........
  • Subscriber from SARATOGA, CA wrote about a local bank: Friendly fast service partially offset by the usual collection of bank fees. Staff knowledge varies,..........
  • Subscriber from FREMONT, CA wrote about a local bank: Never had an issue. Have my personal, business, mortagage with them, and a brokerage account........
  • Subscriber from EL GRANADA, CA wrote about a local bank: Management at our Half Moon Bay branch is excellent, knowledgeable, helpful. Staff also helpful &..........
  • Subscriber from PALO ALTO, CA wrote about a local bank: Theyve gone out of their way to return ATM cards left behind........
  • Subscriber from OAKLAND, CA wrote about a local bank: We have used Schwab Bank online for all of our checking,savings,bill paying, credit & debit..........