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CHECKBOOK provides:
- Award winning articles and ratings reports compiled from more than 197,000 San Francisco Bay Area consumer ratings by Consumers' CHECKBOOK and Consumer Reports magazine subscribers who have used these companies and professionals.
- Thousands of hours of undercover price shopping.
- Review of complaints received by local consumer agencies such as Better Business Bureau (BBB) and attorney general offices.
- In-depth research.
- No advertising.
- No ballot-box stuffing.
- Nonprofit
- Read CHECKBOOK's free advice on choosing a local homeowners insurance company.

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"If you want specific, practical, useful information, not generic bull, you’ll find it in Bay Area Consumers’ CHECKBOOK."
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A localized consumer reports.
A Consumers' CHECKBOOK Subscriber
Checkbook is a consumer magazine that provides you details that Consumers Reports ignores. With Checkbook, you see just how many people appraised the services of a particular business which lends credibility and validity to the grade the business was given...
A Consumers' CHECKBOOK Subscriber
I love my Bay Area (San Francisco Bay Area) Checkbook and have given subscriptions out as presents.
A Consumers' CHECKBOOK Subscriber
When I need to find quality help at a good price I turn to Consumer Checkbook.
A Consumers' CHECKBOOK Subscriber
Whenever I need a service, I always hope Checkbook has produced their ratings.
A Consumers' CHECKBOOK Subscriber
I've never been disappointed by the recommendations from Consumers' Checkbook.After all the reviews are from consumers,not advertisers.
A Consumers' CHECKBOOK Subscriber
I've used these books to find everything from tailors, to mechanics, to dentists. It's a great resource when trying to spend money wisely.
A Consumers' CHECKBOOK Subscriber
I have subscribed to Checkbook for many years. It is something one simply cannot be without!
A Consumers' CHECKBOOK Subscriber
Very helpful for many kinds of services. Just because you have Angies List as I do, does not mean you don't need this too. Checkbook often has better or the only coverage.
A Consumers' CHECKBOOK Subscriber
My first "Go To" reference for anything in the Bay Area!
A Consumers' CHECKBOOK Subscriber
I shall stick with Checkbook. I'm dropping Angie's List because it is too expensive for what I get out of it. I don't trust Yelp, so right now Checkbook seems to be the best option for impartial reviews. I like the subscriber reviews too, and you changed the menu access to them.
A Consumers' CHECKBOOK Subscriber
Your service is INVALUABLE. I cannot compliment you enough on your magazine and on-line referral and information service. I would be absolutely lost without you. Thank you, thank you, thank you…
A Consumers' CHECKBOOK Subscriber
Thank you again for providing an invaluable resource to Bay Area consumers.
A Consumers' CHECKBOOK Subscriber
Your publication has been very valuable to us over the years, in terms of the services that we have used. .. So, thank you, you have provided much more than you have cost over the years…
A Consumers' CHECKBOOK Subscriber
I love this service and am happy to give back in return. Keep up the good work.
A Consumers' CHECKBOOK Subscriber
Your work is very important for us - so thank you for your help this year.
A Consumers' CHECKBOOK Subscriber
Good suggestions for vendors and also on which services are really necessary.
A Consumers' CHECKBOOK Subscriber
A great source of information on service providers.
A Consumers' CHECKBOOK Subscriber
Thousands of body shops. How do I pick one? Checkbook!
A Consumers' CHECKBOOK Subscriber
Love this info!!!
A Consumers' CHECKBOOK Subscriber

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Name |
Number of ratings |
Checkbook's top rating ( ) |
Firm's price index score |
What percent of customers rated firm "superior" on our survey for "overall quality" |
| for quality |
for price |
| 1. |
AAA/Auto Club
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 2. |
Allstate*
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 3. |
AMCO
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 4. |
American Modern
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 5. |
American Reliable
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 6. |
Ameriprise
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 7. |
Amica Mutual
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 8. |
Assurant
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 9. |
Balboa/Bank of America
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 10. |
California Capital
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 11. |
California Casualty
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 12. |
Century National
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 13. |
Chartis
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 14. |
Chubb
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 15. |
Civil Service Employees
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 16. |
CSAA
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 17. |
Empire
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 18. |
Encompass
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 19. |
Farmers
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 20. |
Fidelity National
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 21. |
Fireman's Fund
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 22. |
First American
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 23. |
Foremost
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 24. |
Grange
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 25. |
Homesite
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 26. |
Horace Mann
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 27. |
Kemper
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 28. |
Liberty Mutual
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 29. |
Mercury
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 30. |
MetLife
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 31. |
Nationwide
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 32. |
Oregon Mutual
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
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| 33. |
Pacific Property & Casualty
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 34. |
Pacific Specialty
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 35. |
Safeco
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 36. |
State Farm
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 37. |
The Hartford
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 38. |
Topa
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 39. |
Tower
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 40. |
Travelers
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 41. |
Unigard
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 42. |
USAA
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 43. |
Wawanesa
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 44. |
Western Mutual
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Bay Area Consumers' CHECKBOOK has ratings of 44 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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CHECKBOOK provides subscriber comments on their experiences with the firms they use. Please remember that individual subscriber comments are informal. Subscriber comments may give you insight into the types of features and problems that exist in a service field, but are not the best basis for selecting or rejecting a specific firm. To assess the quality of a firm's performance, we recommend that you give more weight to the percentages of favorable ratings. Those percentages are generally based on much larger numbers of consumers' ratings (the number of consumer ratings is noted above).
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As You Can See Below, Some Hmeowners Isurance Firms Get High Praise from Their Customers. Some Others Don't. So Choose Carefully.
Here Are a Few Samples of the Thousands of Comments CHECKBOOK Has Collected on Hundreds of Different Hmeowners Isurance Firms.
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Subscriber from SAN JOSE, CA wrote about a local homeowners insurance company:
I filed a claim and they responded quickly. The claim needed some investigation and they..........
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Subscriber from SAN FRANCISCO, CA wrote about a local homeowners insurance company:
Provided excellent service in adequate time (but not quick due to number of claims) for..........
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Subscriber from SAN FRANCISCO, CA wrote about a local homeowners insurance company:
Steve Shea himself seems to be a bit of a slacker. He doesnt reliably return..........
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Subscriber from SAN RAMON, CA wrote about a local homeowners insurance company:
I had water damage in early 2008. The insurance claims adjuster would not help find..........
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Subscriber from REDWOOD CITY, CA wrote about a local homeowners insurance company:
Threatened to drop coverage. Local rep intervened and got a compromise to increase deductible from..........
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Subscriber from MILLBRAE, CA wrote about a local homeowners insurance company:
A very small part failure resulted in a pretty big claim, which State Farm handled..........
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Subscriber from SCOTTS VALLEY, CA wrote about a local homeowners insurance company:
I had renters only (personal property claim)........
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Subscriber from SAN FRANCISCO, CA wrote about a local homeowners insurance company:
I have never had such "trouble free" and prompt service. Couldnt believe it!.......
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Subscriber from SAN JOSE, CA wrote about a local homeowners insurance company:
My fence was blown over in a storm and they were very prompt in sending..........
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