More Than 150,000 Consumers Subscribe to CHECKBOOK to Find the Best Auto Insurance Companies and More ...

Subscribe to Twin Cities Consumers' CHECKBOOK for unbiased reports, customer reviews, and ratings on 18 local auto insurance companies.

CHECKBOOK provides:
  • Award winning articles and ratings reports compiled from more than 134,000 Twin Cities area consumer ratings by Consumers' CHECKBOOK and Consumer Reports magazine subscribers who have used these companies and professionals.
  • Thousands of hours of undercover price shopping.
  • Review of complaints received by local consumer agencies such as Better Business Bureau (BBB) and attorney general offices.
  • In-depth research.
  • No advertising.
  • No ballot-box stuffing.
  • Nonprofit
  • Read CHECKBOOK's free advice on choosing a local auto insurance company . Free Article


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Name Number of ratings Checkbook's top rating for quality () What percent of customers rated firm "adequate" or "superior" on our survey for "Not unreasonably raising premium as a result of claim(s)" What percent of customers rated firm "adequate" or "superior" on our survey for "Not unreasonably cutting coverage as a result of claim(s)"
1. 21st Century


Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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2. AAA/Auto Club


800-222-1333
36 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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3. Allstate


800-255-7828
92 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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4. American Family


800-692-6326
203 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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5. Amica Mutual


800-242-6422
46 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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6. Auto-Owners


Local agent
35 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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7. Country


866-268-6879
12 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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8. Farmers


800-327-6377
175 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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9. GEICO


800-861-8380
28 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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10. Horace Mann


Local agent
27 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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11. Illinois Farmers


Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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12. Liberty Mutual


800-837-5254
45 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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13. Metropolitan


800-638-2886
73 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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14. Nationwide/Allied


877-663-6877
13 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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15. Progressive


800-776-4737
87 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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16. State Auto


Local agent
12 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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17. State Farm


Local agent
516 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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18. The Hartford


Local agent
63 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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19. USAA


800-531-8722
94 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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20. Western National


Local agent
38 ratings Available exclusively to Twin Cities Consumers' CHECKBOOK subscribers
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Sample Subscriber Comments & Reviews for Auto Insurance Companies in the Twin Cities Area
CHECKBOOK provides subscriber comments on their experiences with the firms they use. Please remember that individual subscriber comments are informal. Subscriber comments may give you insight into the types of features and problems that exist in a service field, but are not the best basis for selecting or rejecting a specific firm. To assess the quality of a firm's performance, we recommend that you give more weight to the percentages of favorable ratings. Those percentages are generally based on much larger numbers of consumers' ratings (the number of consumer ratings is noted above).

As You Can See Below, Some Auto Insurance Companies Get High Praise from Their Customers.
Some Others Don't. So Choose Carefully.

Here Are a Few Samples of the Thousands of Comments
CHECKBOOK Has Collected on Hundreds of Different Auto Insurance Companies.

  • Subscriber from SHOREVIEW, MN wrote about a local auto insurance company: Claim was handled promptly. Very pleased........
  • Subscriber from EXCELSIOR, MN wrote about a local auto insurance company: Window glass claim paid directly to repair shop.......
  • Subscriber from SAINT PAUL, MN wrote about a local auto insurance company: Claim processing was a fair and painless experience........
  • Subscriber from MINNEAPOLIS, MN wrote about a local auto insurance company: Had a claim (for crashing into a carwash door during a wash (unknowingly knocking gearshift..........
  • Subscriber from ROSEVILLE, MN wrote about a local auto insurance company: We have had GEICO for many years. We had several accidents not our fault. They..........
  • Subscriber from BROOKLYN CENTER, MN wrote about a local auto insurance company: I recently had some hail damage for which I claimed. State Farm quickly responded and..........
  • Subscriber from MINNEAPOLIS, MN wrote about a local auto insurance company: Efficient, Professional, Quick.......
  • Subscriber from MINNEAPOLIS, MN wrote about a local auto insurance company: Great service, great price.......
  • Subscriber from SAINT PAUL, MN wrote about a local auto insurance company: Also obtained reimbursement for our deductible from party that hit our vehicle. Agent made many..........
  • Subscriber from EAGAN, MN wrote about a local auto insurance company: Have been insured by USAA since 1966, and have never had a problem with auto..........
  • Subscriber from VADNAIS HTS, MN wrote about a local auto insurance company: Our experiences with AMICA have all been outstanding........