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Sunday, November 22, 2009

Who Rates Best (& Worst) in the Washington DC Area? Now You'll Know.

Bank Service Quality

With ATMs, online banking, and other options, getting great customer service from a bank might not seem as important as it once was. But you'd still like to be able to get solid advice and assistance when you need it. Our surveys of consumers reveal that a number of area banks give superior service. With others, an ATM may be as close as you ever want to get to a bank employee.

From Washington Consumers' CHECKBOOK Magazine

Read our article and findings (available exclusively to CHECKBOOK subscribers)

Back to Washington Consumers' CHECKBOOK Table of Contents.



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Name Number of ratings Checkbook's top rating for quality () What percent of customers rated firm "superior" on our survey for "overall quality" Areas in which the bank has branches (see key at bottom) Approximate number of branches in area
1. Agriculture Federal Credit Union


33 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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2. Andrews Federal Credit Union


12 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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3. APL Federal Credit Union


17 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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4. Apple Federal Credit Union


113 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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5. Arlington Virginia Federal Credit Union


26 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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6. Bank of America


2334 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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7. Bank-Fund Staff Federal Credit Union


75 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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8. BB&T


953 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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9. Burke & Herbert Bank & Trust


301 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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10. Cardinal Bank


72 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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11. Chevy Chase Bank


1853 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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12. Citibank


286 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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13. Commerce Bank


Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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14. CommonWealth One Federal Credit Union


34 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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15. COMSTAR Federal Credit Union


24 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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16. Congressional Federal Credit Union


76 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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17. Constellation FCU


Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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18. Damascus Community Bank


18 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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19. Department of Commerce Federal Credit Union


37 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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20. E*Trade Bank


24 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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21. EagleBank


14 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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22. Energy Federal Credit Union


24 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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23. Engraving & Printing FCU


Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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24. Fairfax County Employees Federal Credit Union


21 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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25. Fed Direct Credit Union


Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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26. First Horizon


15 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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27. Fort Belvoir Federal Credit Union


15 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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28. Greater Atlantic Bank


10 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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29. Hase Bank


Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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30. HEW Federal Credit Union


18 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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31. Independence Federal Savings Bank


10 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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32. Industrial Bank


10 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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33. ING Direct


Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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34. Interior Federal Credit Union


15 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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35. Internal Revenue Federal Credit Union


38 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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36. Justice Federal Credit Union


30 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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37. Lafayette Federal Credit Union


30 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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38. Lee Federal Credit Union


22 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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39. Library of Congress Federal Credit Union


20 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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40. M&T Bank


230 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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41. Mid-Atlantic Federal Credit Union


49 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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42. Millennium Bank


12 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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43. Montgomery County Employees Federal Credit Union


13 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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44. Montgomery County Teachers Federal Credit Union


83 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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45. NARFE Premier Federal Credit Union


10 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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46. NASA Federal Credit Union


104 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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47. National Capital Bank of Washington


63 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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48. Naval Research Lab Federal Credit Union


57 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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49. Navy Federal Credit Union


601 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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50. NIH Federal Credit Union


93 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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51. Northwest Federal Credit Union


154 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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52. OBA Bank


75 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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53. Pentagon Federal Credit Union


283 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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54. PNC


169 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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55. Presidential Bank


126 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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56. Prosperity Bank & Trust


23 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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57. Provident Bank


182 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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58. Sandy Spring Bank


394 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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59. SECU Credit Union


73 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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60. State Department Federal Credit Union


97 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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61. Suburban Federal Savings Bank


Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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62. SunTrust Bank


1510 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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63. Synergy One Federal Credit Union


31 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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64. The Adams National Bank


14 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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65. The Columbia Bank


40 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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66. The Fauquier Bank


11 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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67. The Middleburg Bank


16 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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68. Tower Federal Credit Union


73 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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69. Transportation Federal Credit Union


24 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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70. Treasury Department Federal Credit Union


28 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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71. United Bank


185 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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72. United States Senate Federal Credit Union


41 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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73. US Postal Service Federal Credit Union


14 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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74. USAA


162 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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75. Vantria Federal Credit Union


13 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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76. Veterans Administration FCU


Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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77. Virginia Commerce Bank


150 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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78. Wachovia


1631 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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79. Washington Gas Light Federal Credit Union


10 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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80. Washington Telephone Federal Credit Union


44 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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81. Western Federal Credit Union


15 ratings Washington Consumers' CHECKBOOK has ratings of 73 local banks.
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Subscriber Comments/Reviews
CHECKBOOK provides subscriber comments on their experiences with the firms they use. Please remember that individual subscriber comments are informal. Subscriber comments may give you insight into the types of features and problems that exist in a service field, but are not the best basis for selecting or rejecting a specific firm. To assess the quality of a firm's performance, we recommend that you give more weight to the percentages of favorable ratings. Those percentages are generally based on much larger numbers of consumers' ratings (the number of consumer ratings is noted above).


Subscriber from WOODBRIDGE, VA wrote about BURKE & HERBERT BANK & TRUST, , on 11/22/09
Not only the safest bank in the area but the most well run from the..........
Subscriber from WOODBRIDGE, VA wrote about CHEVY CHASE BANK, , on 11/22/09
Never a leader in customer service, it hasn't improved until Capital One........
Subscriber from ALEXANDRIA, VA wrote about SUNTRUST BANK, , on 11/21/09
SunTrust recently automatically changed the type of checking account that I have and now charge..........
Subscriber from WASHINGTON, DC wrote about PNC, , on 11/20/09
BANK ONLINE ONLY 95% OF THE TIME; GREAT ONLINE BANKING PROGRAM; NO ATM FEES.......
Subscriber from GAITHERSBURG, MD wrote about OBA BANK, , on 11/18/09
I quit them when they repeatedly failed to have a notary available even though they..........
Subscriber from FAIRFAX STATION, VA wrote about NAVY FEDERAL CREDIT UNION, , on 10/29/09
like a hometown bank.......
Subscriber from WOODBRIDGE, VA wrote about BB&T, , on 10/29/09
Pleasant staff but speed of service is slow and they made a mistake on a..........
Subscriber from WOODBRIDGE, VA wrote about M&T BANK, , on 10/29/09
I was forced to open an account here to avoid a check cashing fee. My..........
Subscriber from FAIRFAX, VA wrote about USAA, , on 10/16/09
My family has been doing business with USAA for over fifty years. The level of..........
Subscriber from RESTON, VA wrote about PENTAGON FEDERAL CREDIT UNION, , on 10/14/09
They used to be pleasant to deal with. Not anymore. No better than most banks........
Subscriber from BETHESDA, MD wrote about NIH FEDERAL CREDIT UNION, , on 10/13/09
Loan rates are good, but interest on savings is poor--like all banks this year........
Subscriber from SPRINGFIELD, VA wrote about WACHOVIA, , on 10/04/09
so so bank.......
Subscriber from HERNDON, VA wrote about BB&T, , on 09/29/09
Being a community bank they have lost their way. I have had over a $100,000...........
Subscriber from HERNDON, VA wrote about PNC, , on 09/29/09
Yes they are a large bank, but they seem to have a small bank approach,..........
Subscriber from BOYDS, MD wrote about PNC, , on 09/27/09
Made errors which required additional visits, but branch manager cleared these up........
Subscriber from POOLESVILLE, MD wrote about BB&T, , on 09/24/09
The branch in our community has been the best of any BB&T that I have..........
Subscriber from POTOMAC, MD wrote about EAGLEBANK, , on 09/24/09
EagleBank is small but they try much harder, and in retail banking they're the best........
Subscriber from ARLINGTON, VA wrote about VIRGINIA COMMERCE BANK, , on 09/22/09
They go out of their way to perform extra services like notarizing and signature guarantees...........
Subscriber from ARLINGTON, VA wrote about NAVY FEDERAL CREDIT UNION, , on 09/22/09
Arlington Branch - Absolutely superior personal service. Small branch with huge range of services. Parking..........
Subscriber from ANNANDALE, VA wrote about APPLE FEDERAL CREDIT UNION, , on 09/21/09
After 25 years with this credit union, I am closing my accounts - partly due..........
Subscriber from OAK HILL, VA wrote about WACHOVIA, , on 09/21/09
Friendly staff that have gone out of their way to make up for other bank's..........
Subscriber from RESTON, VA wrote about WACHOVIA, , on 09/19/09
They support Quicken.......
Subscriber from KENSINGTON, MD wrote about M&T BANK, , on 09/18/09
Really like the community atmosphere at the Kensington MD branch........
Subscriber from SILVER SPRING, MD wrote about SUNTRUST BANK, , on 09/18/09
When I make a mistake, they charge me some fee - fine. But when they..........
Subscriber from ARLINGTON, VA wrote about CITIBANK, , on 09/18/09
Excellent online banking.......
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