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CHECKBOOK provides:
- Award winning articles and ratings reports compiled from more than 432,000 Washington DC area consumer ratings by Consumers' CHECKBOOK and Consumer Reports magazine subscribers who have used these companies and professionals.
- Thousands of hours of undercover price shopping.
- Review of complaints received by local consumer agencies such as Better Business Bureau (BBB) and attorney general offices.
- In-depth research.
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- Nonprofit
- Read CHECKBOOK's free advice on choosing a local homeowners insurance company.

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Name |
Number of ratings |
Checkbook's top rating ( ) |
Firm's price index score |
What percent of customers rated firm "superior" on our survey for "overall quality" |
| for quality |
for price |
| 1. |
AAA/Auto Club
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 2. |
AIG
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Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 3. |
Alfa
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 4. |
Allstate
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 5. |
American Bankers
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 6. |
American Express
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 7. |
American Independent
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 8. |
American Modern
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 9. |
Ameriprise
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 10. |
Ameriprise/IDS
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Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 11. |
Amica Mutual
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 12. |
Armed Forces
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 13. |
Assurant
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 14. |
Augusta Mutual
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 15. |
Auto-Owners
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Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 16. |
Bank of America/Balboa
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Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 17. |
Bankers Standard
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 18. |
Brethren Mutual
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 19. |
Central Mutual
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 20. |
Chubb
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 21. |
Cincinnati
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 22. |
Country
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 23. |
Cumberland
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 24. |
Donegal Mutual
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 25. |
Encompass
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 26. |
Erie
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 27. |
Farmers
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 28. |
Fireman's Fund
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 29. |
Fireman's Fund/Allianz
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 30. |
Frederick Mutual
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 31. |
Frederick Mutual Insurance Co
57 Thomas Johnson Dr Frederick, MD 21702
301-663-9522
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 32. |
GEICO
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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| 33. |
Hanover
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 34. |
Harleysville
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 35. |
Homesite
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 36. |
Horace Mann
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 37. |
Keystone
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 38. |
Liberty Mutual
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 39. |
Lititz Mutual
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 40. |
Loudoun Mutual
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 41. |
MetLife
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 42. |
Metropolitan
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 43. |
Mutual Benefit
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 44. |
Nationwide
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 45. |
NGM
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 46. |
Northern Neck
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 47. |
Penn National
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 48. |
Progressive
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 49. |
Safeco
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
|
| 50. |
Selective
|
Washington Consumers' CHECKBOOK has ratings of 50 local hmeowners isurance firms.
Subscribe now for ratings, articles and more.
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Page
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CHECKBOOK provides subscriber comments on their experiences with the firms they use. Please remember that individual subscriber comments are informal. Subscriber comments may give you insight into the types of features and problems that exist in a service field, but are not the best basis for selecting or rejecting a specific firm. To assess the quality of a firm's performance, we recommend that you give more weight to the percentages of favorable ratings. Those percentages are generally based on much larger numbers of consumers' ratings (the number of consumer ratings is noted above).
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As You Can See Below, Some Hmeowners Isurance Firms Get High Praise from Their Customers. Some Others Don't. So Choose Carefully.
Here Are a Few Samples of the Thousands of Comments CHECKBOOK Has Collected on Hundreds of Different Hmeowners Isurance Firms.
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Subscriber from ROCKVILLE, MD wrote about a local homeowners insurance company:
When we had a major fire at our home Eries service, response time, and claim..........
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Subscriber from MC LEAN, VA wrote about a local homeowners insurance company:
Our claim representative was excellent, the payment came promptly, and the amount was quite fair.......
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Subscriber from SILVER SPRING, MD wrote about a local homeowners insurance company:
While Erie did not cover our claim, they did bring out an engineer to examine..........
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Subscriber from CHEVERLY, MD wrote about a local homeowners insurance company:
Easy to deal with and very client oriented........
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Subscriber from OAKTON, VA wrote about a local homeowners insurance company:
Excellent service with little or no red tape........
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Subscriber from ASHBURN, VA wrote about a local homeowners insurance company:
We had a tree that hit our house in a recent windstorm and Bud (our..........
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Subscriber from FALLS CHURCH, VA wrote about a local homeowners insurance company:
If you want CHEAP homeowners insurance Lititz is your company. HOWEVER, remember you get what..........
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Subscriber from POTOMAC, MD wrote about a local homeowners insurance company:
State Farm was very easy to work with when 2 trees fell and hit our..........
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Subscriber from SILVER SPRING, MD wrote about a local homeowners insurance company:
First claim I have had and it was substantial (about 10K) after a pipe broke...........
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Subscriber from WASHINGTON, DC wrote about a local homeowners insurance company:
The office staff in Silver Spring, MD, is easy to deal with, very helpful and..........
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Subscriber from SILVER SPRING, MD wrote about a local homeowners insurance company:
After filing my claim with my local agent, I was assigned to centralized catastrophe services..........
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Subscriber from BROOKEVILLE, MD wrote about a local homeowners insurance company:
Members must be in the US Armed Forces, or related to one........
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Subscriber from NORTH POTOMAC, MD wrote about a local homeowners insurance company:
Been a client for over 20 years........
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