<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:media="http://search.yahoo.com/mrss/" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Consumers' Checkbook Latest Articles</title><atom:link href="https://www.chekbook.org/rss" rel="self" type="application/rss+xml" /><language>en-us</language><link>https://www.checkbook.org</link><description>Unbiased Reviews and Undercover Price Research on Local Services</description><lastBuildDate>Wed, 03 Mar 2021 03:34:48 -0500</lastBuildDate><copyright>Center for the Study of Services. All Rights Reserved.</copyright><item><title>Safety-Conscious Car Buyers Now Have 90 Top-Rated Vehicles to Choose From</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7519/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7519/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Mon, 01 Mar 2021 00:00:00 -0500</pubDate><description><![CDATA[Whether it’s an SUV for you, or a compact car for the teenage driver in the house, you want any new vehicle you buy to be as safe as possible. You now have more choices than ever.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/crash_test.jpg" type="image/jpg" /></item><item><title>&#x2018;Do I Owe Taxes on My Stimulus Checks&#x3f;&#x2019; Answers to Common 2020 Income Tax Questions</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7518/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7518/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Mon, 22 Feb 2021 00:00:00 -0500</pubDate><description><![CDATA[While there are no significant tax law changes to worry about this time around, there are some issues related to the pandemic that could trip you up—or save you money. We consulted with several tax professionals to answer some of the most common questions for filing 2020 returns.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/tax_changes_2020.jpg" type="image/jpg" /></item><item><title>Black Dollar Index Shines a Light on Corporate Commitment to Diversity</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7512/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7512/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Thu, 11 Feb 2021 00:00:00 -0500</pubDate><description><![CDATA[Corporate America raced to publicly embrace the social justice movement during this summer's Black Lives Matter protests. But are they? Is anyone keeping score? The Black Dollar Index (BDI) aims to hold these companies accountable for their promises.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/black_dollar_index.jpg" type="image/jpg" /></item><item><title>Why You Really Need an Emergency Fund and How to Start One</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7511/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7511/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Tue, 02 Feb 2021 00:00:00 -0500</pubDate><description><![CDATA[Life happens. Maybe it’s an unexpected medical bill, car repair, or home appliance that needs replacing. We all need to build an emergency fund, but many people don’t have this financial safety net.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/emergency_savings.jpg" type="image/jpg" /></item><item><title>IRS Delays Start of Tax Filing Season</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7510/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7510/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Tue, 26 Jan 2021 00:00:00 -0500</pubDate><description><![CDATA[Ready to file your tax return? The IRS isn’t ready for it and has delayed the start of the tax filing season until February 12. The agency says it needs more time to reprogram and test its computers based on the COVID Relief Act, which wasn’t signed into law until December 27.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/irs_not_ready_2020.jpg" type="image/jpg" /></item><item><title>How to Spot a Credit Repair Scam and What You Can Do to Improve Your Credit Scores</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7508/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7508/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Mon, 25 Jan 2021 00:00:00 -0500</pubDate><description><![CDATA[If you believe the ads—and you should not—“credit repair” companies can quickly and dramatically boost your credit scores by removing negative items. Many of these promises are bogus.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/credit_repair_scams.jpg" type="image/jpg" /></item><item><title>What to Do When a Package Doesn&#x2019;t Arrive&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7507/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7507/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Tue, 12 Jan 2021 00:00:00 -0500</pubDate><description><![CDATA[The delivery fiasco created by an explosion of online orders during the holiday season continues for some consumers, with many packages still out there, somewhere. Tracking information is often useless. Here are some strategies for getting a refund or replacement.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/lost_packages.jpg" type="image/jpg" /></item><item><title>Millions of Americans Still Waiting for Stimulus Money&#x3b; Some Won&#x2019;t Get It Until Tax Time</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7506/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7506/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Mon, 11 Jan 2021 00:00:00 -0500</pubDate><description><![CDATA[More than two-thirds of all the Economic Impact Payments have now been sent out electronically, according to the U.S. Treasury Department. That’s significantly faster than delivery of the first stimulus checks last April. Even so, that leaves millions of Americans still waiting for federal relief.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/stimulus_payments_2.jpg" type="image/jpg" /></item><item><title>Major Retailers Respond to COVID-19 with Expanded Holiday Gift Return Policies</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7504/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7504/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Fri, 25 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[Dealing with returns during a pandemic can be a challenge. A few prominent national retailers are trying to make the process easier.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/refund_policies.jpg" type="image/jpg" /></item><item><title>Online Pet Scams Soar During Pandemic&#x2014;Here&#x2019;s How to Protect Yourself</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7503/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7503/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Mon, 21 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[Pet adoptions have skyrocketed during the pandemic, as people stuck at home decided it was a good time to add a furry family member. Scammers are trolling the internet looking for people who will pay hundreds of dollars to buy a pet that doesn’t exist.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/puppy_scam.jpg" type="image/jpg" /></item><item><title>Auto Insurance Companies Provide &#x2018;Tiny&#x2019; Refunds While Making Windfall Pandemic Profits, Study Finds</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7502/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7502/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Wed, 16 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[The pandemic has been a financial boon for the auto insurance industry. Since the outbreak, Americans have been driving less—resulting in fewer wrecks, fewer claims, and bigger profits. Few companies are sharing their windfalls with loyal customers.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/car_insurance_400.jpg" type="image/jpg" /></item><item><title>How to Perform Basic Automotive Checks</title><link>https://www.checkbook.org/v2/article/redirect/articleID/1602/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/1602/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[Here's a list of periodic tasks to make sure your ride is ready to roll.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Auto-Repair-Shops/400/AR5_prevention_fluids.jpg" type="image/jpg" /></item><item><title>Tips for Dealing with a Computer Repair Shop</title><link>https://www.checkbook.org/v2/article/redirect/articleID/1909/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/1909/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[Even when working with a highly rated computer repair shop, it’s important to deal with it carefully. If possible, try to speak directly with the person who does the repair work. And insist on a written, detailed estimate.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Computer-Repair/400/computer-repair-shop_400.jpg" type="image/jpg" /></item><item><title>How to Choose a Computer or Device</title><link>https://www.checkbook.org/v2/article/redirect/articleID/1915/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/1915/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[In order to have something to sell to a wide range of buyers, most device manufacturers offer a dizzying array of options. Here are tips on how to wade through all the choices to find the right gadget for you.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Computer-Stores/400/guy_in_computer_store_400.jpg" type="image/jpg" /></item><item><title>Which Computer Stores Offer the Best Advice and Service&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/1922/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/1922/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[Buy from a store that can advise you on what products will serve you best, how to get started using products, and how to solve problems.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Computer-Stores/400/nametag_400.jpg" type="image/jpg" /></item><item><title>Symptoms of Hearing Loss</title><link>https://www.checkbook.org/v2/article/redirect/articleID/1979/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/1979/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[If you are hearing less than you used to, you’re not alone. About 10 percent of Americans have some hearing loss, and the figure is more than 30 percent for persons over age 65.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Hearing-Aid-Dispensers/400/1_symptoms_of_hearing_loss.jpg" type="image/jpg" /></item><item><title>Types of Hearing Loss</title><link>https://www.checkbook.org/v2/article/redirect/articleID/1988/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/1988/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[Hearing loss is extremely common. It can be a normal part of the aging process and, for many, an inevitable result of living in a noisy society. There are two primary types of hearing loss: sensorineural loss and conductive loss.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Hearing-Aid-Dispensers/400/4_rock_concert.jpg" type="image/jpg" /></item><item><title>Before Buying Any Hearing Aid, Get Evaluated</title><link>https://www.checkbook.org/v2/article/redirect/articleID/1989/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/1989/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[Suspect you have hearing loss? First rule out medical problems that can be treated without hearing aids by consulting a physician or independent audiologist.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Hearing-Aid-Dispensers/400/5_how_diagnosed.jpg" type="image/jpg" /></item><item><title>How to Select the Right Hearing Aid</title><link>https://www.checkbook.org/v2/article/redirect/articleID/1990/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/1990/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[Hearing aids vary in shape, size, and the way they are worn. Not all patients are good candidates for each option; if you have moderate-to-profound hearing loss, carefully discuss your choices with your physician and audiologist.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Hearing-Aid-Dispensers/400/hearing%20aid.jpg" type="image/jpg" /></item><item><title>How to Maximize the Benefits of Hearing Aids</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2000/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2000/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[You want to make sure your hearing aid works properly, maximizes the benefits it offers, and lasts a long time.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Hearing-Aid-Dispensers/400/chatting-in-restaurant.jpg" type="image/jpg" /></item><item><title>Hearing Health Resources</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2002/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2002/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[Here is a list of organizations that can offer tremendous help for patients with hearing loss.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Hearing-Aid-Dispensers/400/11_hearing_health_resources.jpg" type="image/jpg" /></item><item><title>How to Get Rid of Cockroaches</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2729/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2729/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[The best way to avoid and get rid of cucarachas is good sanitation. You can also eliminate access to your kitchen and other likely infestation sites by applying caulk to seal cracks and other entry points.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Exterminators/400/cockroach-smiling_400.jpg" type="image/jpg" /></item><item><title>How to Get Rid of Termites</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2731/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2731/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[While an invasion of roaches or other bugs is unpleasant, termites can actually wreck the joint. Fortunately, the damage they cause spreads slowly, and you usually have lots of time to react before they do grave damage.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Exterminators/400/termites_400.jpg" type="image/jpg" /></item><item><title>How to Get Rid of Mice and Rats</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2732/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2732/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[Start by eliminating places for them to live and sources of food. Seal off access to food and place garbage in sturdy, tight containers. Close off all openings to your home more than 1/4 inch in size.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Exterminators/400/pessimistic-mouse_400.jpg" type="image/jpg" /></item><item><title>How to Get Rid of Ants</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2733/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2733/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[You can control most household ants fairly easily without paying an exterminator.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Exterminators/400/ant-lifting_apple.jpg" type="image/jpg" /></item><item><title>How to Get Rid of Bedbugs</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2734/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2734/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[As they are incredibly resilient and can become resistant to pesticides, bedbugs are notoriously difficult to control.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Exterminators/400/bedbug_400.jpg" type="image/jpg" /></item><item><title>How to Get Rid of Fleas</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2735/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2735/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[You should be able to control most flea problems without bringing in a pro. If you do hire one, a single visit should do the trick.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Exterminators/400/itchy-fleas_400.jpg" type="image/jpg" /></item><item><title>How to Get Rid of Pantry Moths</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2736/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2736/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[Pantry moths are not dangerous, but they are a nuisance and hard to eliminate.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Exterminators/400/moth.jpg" type="image/jpg" /></item><item><title>How to Get Rid of Carpenter Bees</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2737/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2737/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[These large bees look alarming, but they are valuable pollinators and pose no threat to humans.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Exterminators/400/bee_400_exp.jpg" type="image/jpg" /></item><item><title>How to Get Rid of Mosquitoes</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2738/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2738/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[Zillions of products promise to keep mosquitoes away, from wristbands to speakers that emit ultrasonic noise to electronic repellers to aromatic plants. Many of these claims are bogus; some have a little bit of merit.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Exterminators/400/mosquito_red.jpg" type="image/jpg" /></item><item><title>Minimizing Pesticide Risks</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2739/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2739/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[Most pests can be controlled by improving sanitation and blocking off access points. If you must use pesticides, read all warning labels and do what you can to minimize risks of exposure.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Exterminators/400/treatment.jpg" type="image/jpg" /></item><item><title>Do Effective &#x2018;Natural&#x2019; Pest Control Remedies Exist&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2740/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2740/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[Subscribers often want the scoop on “green” or “natural” pest control. Many companies claim to practice green or natural pest control. Does such a thing exist? If so, does it work?]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Exterminators/400/natural%20pest%20control.jpg" type="image/jpg" /></item><item><title>How to Avoid Sky-High Overdraft Fees on Your Checking Account</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7423/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7423/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Tue, 15 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[We all make mistakes, but overdrawing your checking account is going to cost you more than ever before. The average overdraft fee hit a record high this year, increasing to $33.47.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/overdraft_fees.jpg" type="image/jpg" /></item><item><title>Should You Upgrade to a 5G Phone&#x3f; Checkbook Cuts Through the Marketing Hype</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7493/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7493/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Mon, 14 Dec 2020 00:00:00 -0500</pubDate><description><![CDATA[5G is breakthrough technology, but right now, in most parts of the country, it hasn’t yet arrived—and it won’t for several years. That hasn't stopped wireless companies from spending heavily on ads urging their customers to buy new smartphones.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/5G.jpg" type="image/jpg" /></item><item><title>Why It&#x2019;s Safer to Use a Credit Card, Not a Debit Card</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7416/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7416/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Mon, 23 Nov 2020 00:00:00 -0500</pubDate><description><![CDATA[Some people find using debit cards, rather than credit cards, help them stick to their budgets and avoid going into debt. But credit cards offer stronger consumer protections.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/debit_cards.jpg" type="image/jpg" /></item><item><title>Why You Should Delete Online Accounts You No Longer Use</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7415/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7415/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Mon, 16 Nov 2020 00:00:00 -0500</pubDate><description><![CDATA[Chances are you have online accounts that you haven’t used for years. These old and abandoned accounts can be a major security risk.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/old_online_accounts.jpg" type="image/jpg" /></item><item><title>How to Shop Safely Online This Holiday Season &#x28;and the Rest of the Year, Too&#x29;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7414/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7414/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Fri, 06 Nov 2020 00:00:00 -0500</pubDate><description><![CDATA[Like everything else during this pandemic, holiday shopping is different this year. Stores are open and malls are decorated, but even diehard brick-and-mortar shoppers are more likely to buy online. That reduces the risk of getting infected, but increases the chances of falling victim to cybercriminals.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/shopping_safely_online.jpg" type="image/jpg" /></item><item><title>New FTC Website Makes It Easier to Report Fraud and Other Consumer Issues</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7413/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7413/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Sun, 01 Nov 2020 00:00:00 -0400</pubDate><description><![CDATA[The Federal Trade Commission, the government’s fraud fighting agency, received 3.2 million consumer complaints last year, dealing with everything from identity theft to online shopping problems.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/ftc_website.jpg" type="image/jpg" /></item><item><title>Holiday Shopping&#x3a; The Pros &#x26; Cons of Traditional Layaway and New Buy Now, Pay Later Services</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7412/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7412/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Wed, 28 Oct 2020 00:00:00 -0400</pubDate><description><![CDATA[The holiday shopping season is underway and for people without savings or credit, or who have credit cards maxed out because of the pandemic, layaway or buy now, pay later plans may be the only way to buy everything on their gift-giving lists.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/layaway_400.jpg" type="image/jpg" /></item><item><title>Con Artists Capitalize on Online Shopping Surge, Send Bogus Delivery Notices to Trick Consumers</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7411/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7411/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Mon, 19 Oct 2020 00:00:00 -0400</pubDate><description><![CDATA[Scammers are capitalizing on record e-commerce orders with a fresh wave of email and text message phishing attacks that look like they're from legitimate retailers and package delivery services.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/package_delivery_scams.jpg" type="image/jpg" /></item><item><title>Save on Prescription Drugs&#x3a; How to Pay Less Than Your Insurance Copay</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7410/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7410/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Tue, 13 Oct 2020 00:00:00 -0400</pubDate><description><![CDATA[Websites and apps like GoodRX, America’s Pharmacy, Blink Health, Optum Perks, RXSaver, SingleCare, and WellRX can offer discounts so steep that you might pay less for your prescription medicines than the copays you'd pay under your health insurance plan.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/drug_prices_400.jpg" type="image/jpg" /></item><item><title>Data Breach Impacts Donors at Hundreds of Nonprofits</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7409/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7409/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Thu, 01 Oct 2020 00:00:00 -0400</pubDate><description><![CDATA[Donors and members of more than 240 organizations recently had their personal information compromised during a breach at Blackbaud, a company hired by many nonprofits to manage their data. Unfortunately, so far Blackbaud hasn't shared much info about who was affected.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/blackbaud_hack_400.jpg" type="image/jpg" /></item><item><title>It May Be Time to Get Off the Fence About Refinancing Your Mortgage</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7407/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7407/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Wed, 23 Sep 2020 00:00:00 -0400</pubDate><description><![CDATA[Starting on December 1, a new 0.5 percent “adverse market fee” will be added to many mortgage refinance loans backed by Fannie Mae and Freddie Mac.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/mortgage_refinance.jpg" type="image/jpg" /></item><item><title>Grocery Prices Are Up. Here&#x2019;s How to Save at the Supermarket.</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7406/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7406/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Fri, 11 Sep 2020 00:00:00 -0400</pubDate><description><![CDATA[If you do the grocery shopping in your family, you’ve probably noticed that the grocery bills keep going up. Blame the pandemic for pushing up the prices of many staples. Here are some simple tips to help lower your food bills.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/grocery_pricing_changes.jpg" type="image/jpg" /></item><item><title>Why Did I Get a Small, Unexpected Payment From the IRS&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7405/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7405/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Tue, 08 Sep 2020 00:00:00 -0400</pubDate><description><![CDATA[By law, the IRS owes interest on refunds that accrued between the original April 15th filing deadline and whenever the refund was actually paid.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/tax_refund.jpg" type="image/jpg" /></item><item><title>Is That Email from the U.S. Census Bureau or a Cyber-Thief&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7404/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7404/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Fri, 28 Aug 2020 00:00:00 -0400</pubDate><description><![CDATA[The Census Bureau is emailing more than 20 million households to encourage participation. Top digital security experts interviewed by Checkbook agreed that this is a bad idea that creates an opportunity for cyber-criminals.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/census_emails.jpg" type="image/jpg" /></item><item><title>Dealing with Debt Collectors&#x3a; Know the Rules, Your Rights, and How to Spot a Scammer</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7403/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7403/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Sat, 22 Aug 2020 00:00:00 -0400</pubDate><description><![CDATA[If you get a call from someone claiming to be a debt collector, it’s not always easy to tell if the caller is a real debt collector or a scammer. That’s why it’s important to go slowly and know your rights.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/debt_collectors.jpg" type="image/jpg" /></item><item><title>Drowning in Debt&#x3f; Here Are Your Options, Good and Bad</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7402/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7402/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Thu, 13 Aug 2020 00:00:00 -0400</pubDate><description><![CDATA[The number of people saddled with excessive debt is growing. Help is available in the form of debt management, debt settlement, consolidation loans, and bankruptcy attorneys. Some are good choices; others could make your financial situation worse.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/debt_relief_400.jpg" type="image/jpg" /></item><item><title>Fraud Alert&#x3a; How to Spot Scammers Posing as Health Department COVID-19 Contact Tracers</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7401/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7401/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Mon, 03 Aug 2020 00:00:00 -0400</pubDate><description><![CDATA[Contact tracing is one of the critical tools state and local health departments are using to help stop the spread of the coronavirus. Unfortunately, it’s also given criminals a new way to scam people.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/contact_tracing_scams_400.jpg" type="image/jpg" /></item><item><title>Financial Toolkit&#x3a; How to Survive the COVID-19 Recession</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7400/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7400/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Tue, 28 Jul 2020 00:00:00 -0400</pubDate><description><![CDATA[Stimulus payments, expanded unemployment benefits, government loans, and payment accommodations from lenders have helped keep many families and businesses afloat so far. But as these programs end, millions will find their budgets stretched to the breaking point.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/surviving_covid_financial_crisis_400.jpg" type="image/jpg" /></item><item><title>Is That Really Customer Service You Just Dialed... Or an Imposter Hoping to Scam You&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7399/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7399/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Thu, 23 Jul 2020 00:00:00 -0400</pubDate><description><![CDATA[Fraudsters have created fake customer service numbers for many well-known companies and wait for you to slip up and call them. This scam is deviously simple, which is why it’s often difficult to spot.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/fake_customer_service_scams_400.jpg" type="image/jpg" /></item><item><title>New Report Warns of Bad Actors in the Interstate Moving Industry</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7398/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7398/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Wed, 15 Jul 2020 00:00:00 -0400</pubDate><description><![CDATA[During a move, you’re trusting a company to get your possessions from here to there on time, without damage, and at the agreed upon price. All too often that doesn’t happen, especially for long-distance interstate relocations.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/moving%20scams_400.jpg" type="image/jpg" /></item><item><title>Consumer Advocates Blast Federal Government for &#x2018;Gutting&#x2019; Payday Lending Rules</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7397/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7397/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Thu, 09 Jul 2020 00:00:00 -0400</pubDate><description><![CDATA[At a time when American consumers need more protection than ever from predatory loans, the Consumer Financial Protection Bureau (CFPB) has issued a final rule on payday loans that rolls back important protections.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/payday_loans.jpg" type="image/jpg" /></item><item><title>Be Safe in the Sun&#x3a; Top-Rated Sunscreens, and How to Use Them Properly</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7396/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7396/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Mon, 06 Jul 2020 00:00:00 -0400</pubDate><description><![CDATA[The Skin Cancer Foundation says a good sunscreen, used properly, can dramatically lower your risk of skin cancer––reducing the risk of developing melanoma by 50 percent.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/sunscreen_400.jpg" type="image/jpg" /></item><item><title>Many Consumers Enrolled in COVID-19 Payment Modification Programs Find Their Credit Files Erroneously Tarnished</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7395/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7395/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Thu, 02 Jul 2020 00:00:00 -0400</pubDate><description><![CDATA[Many lenders let their customers make reduced payments or skip payments altogether, without damaging their credit histories. But, in many cases, companies haven’t held up their end of the deal.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/debt_400.jpg" type="image/jpg" /></item><item><title>The Well-Known Brands Criminals Most Often Spoof in Phishing Attacks</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7394/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7394/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Thu, 25 Jun 2020 00:00:00 -0400</pubDate><description><![CDATA[Phishing is one of the most popular techniques used by cyber criminals because it’s simple and effective. The typical phishing attack involves creating an email that appears to be from a reputable company or organization and encourages potential victims to click on a link.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/phishing_400.jpg" type="image/jpg" /></item><item><title>Is This a Good Time to Buy a New or Used Car&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7381/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7381/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Wed, 17 Jun 2020 00:00:00 -0400</pubDate><description><![CDATA[People are buying cars again. To regain lost business, car manufacturers and dealers are promoting steep discounts and special financing.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/car_rebates.jpg" type="image/jpg" /></item><item><title>Want the Best Price on a New Car&#x3f; Force Dealers to Bid for Your Business</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7382/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7382/regionid/oth</guid><dc:creator>CarBargains Staff</dc:creator><pubDate>Wed, 17 Jun 2020 00:00:00 -0400</pubDate><description><![CDATA[Ready to pounce on a deal on new wheels? Don’t let hype about current deals bait you into spending too much. Our strategy of collecting competitive bids will save you $1,000 or more compared to other buying approaches.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/carbargains.jpg" type="image/jpg" /></item><item><title>Retailers Respond to COVID-19 by Expanding Return Windows</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7378/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7378/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Fri, 12 Jun 2020 00:00:00 -0400</pubDate><description><![CDATA[As stores across the country reopen, customers will soon be able to return some unwanted merchandise they’ve been stuck with during the coronavirus shutdown. Some retailers have already made changes to accommodate the inconvenience.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/return_policy_400.jpg" type="image/jpg" /></item><item><title>Fraud Alert&#x3a; A New Religious Twist to the Old Gift Card Scam</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7377/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7377/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Mon, 08 Jun 2020 00:00:00 -0400</pubDate><description><![CDATA[Con artists are putting a new twist on the old gift-card scam by sending out email and text messages that look as if they originated from someone at your church, synagogue, or mosque asking you to buy some gift cards to give to needy congregants or others in the community.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/gift_card_scams.jpg" type="image/jpg" /></item><item><title>Is the Government Really Mailing Out Visa Debit Cards Loaded with Stimulus Money&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7376/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7376/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Tue, 02 Jun 2020 00:00:00 -0400</pubDate><description><![CDATA[Nearly 4 million people are being sent their Economic Impact Payment by prepaid debit card, instead of a check, in a plain envelope. Many recipients are throwing theirs away (assuming It's junk mail) or destroying them (afraid it's a scam).]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/debit_card_stimulus_400.jpg" type="image/jpg" /></item><item><title>Latest Results from the American Customer Satisfaction Index Survey of Cell Phone Customers</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7375/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7375/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Thu, 28 May 2020 00:00:00 -0400</pubDate><description><![CDATA[Every wireless company claims to be the best, but consumer surveys tell a different story—some carriers are clearly doing a better job of delivering network quality, customer service, and value.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/cell_phone_service.jpg" type="image/jpg" /></item><item><title>My Gym Is Closed and Still Billing Me. Can It Do That&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7369/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7369/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Thu, 21 May 2020 00:00:00 -0400</pubDate><description><![CDATA[What happens when your gym is forced to close because of a pandemic? Should you get a refund for the time you were locked out? And what can you do if the company wants to keep your money and credit your membership account, instead of processing a refund?]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/crowded_fitness_center.jpg" type="image/jpg" /></item><item><title>Looking to Save Money&#x3f; Audit Your Digital Subscriptions</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7368/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7368/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Mon, 18 May 2020 00:00:00 -0400</pubDate><description><![CDATA[Subscription-based digital services are the ultimate in convenience, but their fees can add up to hundreds of dollars in wasted money if you don't cancel unused or unwanted ones.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/wasting_money_400.jpg" type="image/jpg" /></item><item><title>Amid a Troubled Economy, Credit Cards Cut Credit Limits and Cancel Cards</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7366/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7366/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Tue, 12 May 2020 00:00:00 -0400</pubDate><description><![CDATA[As the unemployment rate continues to climb due to the coronavirus outbreak, the banks that issue credit cards are taking defensive action by closing accounts and reducing credit limits.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/swiping-credit-card.jpg" type="image/jpg" /></item><item><title>Scammers Cash-In on COVID-19&#x3a; How to Protect Yourself</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7365/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7365/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Mon, 11 May 2020 00:00:00 -0400</pubDate><description><![CDATA[The coronavirus pandemic is a dream come true for con artists across the globe: Millions of people are afraid of getting sick and struggling to make ends meet, just as trillions of dollars in stimulus funds make their way into the economy.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/phishing_stealing.jpg" type="image/jpg" /></item><item><title>Strategies for Stocking Your Fridge and Pantry During the Pandemic</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7364/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7364/regionid/oth</guid><dc:creator>Jamie Lettis</dc:creator><pubDate>Wed, 06 May 2020 00:00:00 -0400</pubDate><description><![CDATA[There’s a growing list of grocery-buying options that don’t involve you braving a mainstream grocery store or banging your head against the booked-up delivery service dilemma.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/grocery_hacks_400.jpg" type="image/jpg" /></item><item><title>Update&#x3a; Advice from a Patient Advocate for Families with Vulnerable Loved Ones</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7362/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7362/regionid/oth</guid><dc:creator>Jeff Blyskal</dc:creator><pubDate>Fri, 01 May 2020 00:00:00 -0400</pubDate><description><![CDATA[During the coronavirus pandemic, patient advocates can offer vital assistance to the families of those who are hospitalized or locked down in senior communities.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/women-holding-hands_400.jpg" type="image/jpg" /></item><item><title>Now You Can Check Your Credit Files Once a Week for FREE</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7363/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7363/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Fri, 01 May 2020 00:00:00 -0400</pubDate><description><![CDATA[During the coronavirus crisis, the three major credit-reporting agencies are making it easy for you to track what’s happening to your credit history in real time.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/Credit_scores_free.jpg" type="image/jpg" /></item><item><title>Keeping a Roof Over Your Head</title><link>https://www.checkbook.org/v2/article/redirect/articleID/1281/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/1281/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[You can save money by inspecting your roof regularly to spot incipient problems. And you can save by making simple repairs yourself.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Roofers/400/RF4_inspect_roof.jpg" type="image/jpg" /></item><item><title>Mistakes Roofers Commonly Make</title><link>https://www.checkbook.org/v2/article/redirect/articleID/1282/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/1282/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[You’ll more successfully choose and deal with roofers if you’re aware of all that can go wrong.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Roofers/400/RF5_mistakes_roofers_make.jpg" type="image/jpg" /></item><item><title>How to Handle Drycleaning Problems</title><link>https://www.checkbook.org/v2/article/redirect/articleID/1293/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/1293/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[What do you do if an item you pick up from the cleaners is still stained? Or there’s a stain that wasn’t there before—a white dress comes back yellowed or the fabric in your favorite jacket is so puckered it looks like seersucker?]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Drycleaners/400/DRY4_things_go_wrong.jpg" type="image/jpg" /></item><item><title>What Are the Best Ways to Treat Stains Yourself&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/1294/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/1294/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[DIY stain removal comes with many risks—setting that red-wine blotch forever, rubbing a hole in your favorite dress, making the dye bleed. It’s probably safer to trust most stains with a great drycleaner, but, if you’re in a bind, here are some ways to attempt getting out those spots on your own.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Drycleaners/400/DRY5_treat_stains_yourself.jpg" type="image/jpg" /></item><item><title>Are There Green Drycleaning Methods&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/1295/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/1295/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[Perchloroethylene (or “perc”) remains by far the most common drycleaning solvent. But because it can be a hazardous air pollutant and is a likely human carcinogen, the EPA has instituted rules governing perc emissions. We discuss the alternatives.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Drycleaners/400/DRY6_perc_and_alternatives.jpg" type="image/jpg" /></item><item><title>How to Deal with Your Roofer</title><link>https://www.checkbook.org/v2/article/redirect/articleID/1363/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/1363/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[To get the roof you want at the best possible price, you must also deal with contractors wisely. One key is a precise contract; another is withholding as much payment as possible until work is complete, avoiding roofers that require big deposits.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Roofers/400/RF3_contracts.jpg" type="image/jpg" /></item><item><title>Tips for Selecting Eyeglasses</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2040/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2040/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[If you are buying glasses, choosing the type of frame is a major decision. In choosing frames, the main considerations are comfort, positioning, durability, appearance, and price.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/opticians-optometrists-buying-eyewear/400/choosing_eyewear.jpg" type="image/jpg" /></item><item><title>Selecting the Right Type of Contact Lenses</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2041/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2041/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[Choosing the right type of contact lenses is more complicated than selecting and buying glasses.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Opticians/400/8_buying_contacts.jpg" type="image/jpg" /></item><item><title>What Can Shoe Repair Shops Do&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2223/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2223/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[Shoe repair shops can perform several tasks to fix up your footwear.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Shoe-Repair/400/4_what_can_be_done.jpg" type="image/jpg" /></item><item><title>Dealing with a Shoe Repair Shop</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2224/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2224/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[Here are a few basic steps to follow in dealing with whatever shop you choose.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Shoe-Repair/400/1_dealing_with_shop.jpg" type="image/jpg" /></item><item><title>How to Make Shoes Last</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2225/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2225/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[You can make your shoes last longer and minimize trips to the repair shop by doing the following.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Shoe-Repair/400/3_make_shoes_last.jpg" type="image/jpg" /></item><item><title>Is It Worth It to Reupholster Furniture&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2274/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2274/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[A good piece of furniture deserves a second chance. But if you’re thinking of redoing a sofa, chair, or headboard, first take a dispassionate look and decide whether it will last long enough to justify the cost of reupholstering.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Upholsterers/400/2_Is%20it%20worth%20it.jpg" type="image/jpg" /></item><item><title>How Water Gets Into Your Basement</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2299/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2299/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[Most serious basement moisture problems occur when water leaks or seeps through basement floors, through joints between floors and walls, or through walls below ground level during or after rainstorms.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Basement-Waterproofers/400/1_how_water_gets_in_basement.jpg" type="image/jpg" /></item><item><title>How to Solve Basement Moisture Problems</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2301/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2301/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[There are a number of ways to treat below-ground rainwater leakages, with advantages and disadvantages to each. The first step is to check gutters and downspouts. Then inspect the soil around your house to make sure it is properly graded.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Basement-Waterproofers/400/2_how_to_fix_problem.jpg" type="image/jpg" /></item><item><title>Who to Hire for Wet Basement Help</title><link>https://www.checkbook.org/v2/article/redirect/articleID/2303/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/2303/regionid/oth</guid><dc:creator>Kevin Brasler</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[Once you decide on the best way to solve your wet basement problem, how do you get the work done?]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/Basement-Waterproofers/400/4_comparing_proposals.jpg" type="image/jpg" /></item><item><title>Is the Market for Eyeglasses Frames Gamed&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/4568/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/4568/regionid/oth</guid><dc:creator>Jennifer Barger</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[You'll find thousands of choices of eyeglasses frames. But in actuality, much of this variety is an illusion: The eyewear market is dominated by the Italian Luxottica Group.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/opticians-optometrists-buying-eyewear/400/Roulette_wheel.jpg" type="image/jpg" /></item><item><title>Where&#x2019;s My Coronavirus Stimulus Payment&#x3f; Here&#x2019;s How to Check</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7350/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7350/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[You’ve looked in your checking account and your government stimulus payment hasn’t arrived yet. Don’t panic. Here’s when you can expect to receive it.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/tax_article_thumb.jpg" type="image/jpg" /></item><item><title>Air Passenger Rights During Coronavirus Crisis</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7354/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7354/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[An airline must give you a refund if it cancels your flight. Many carriers finally are granting more flexibility for flyers who wish to change their travel plans due to the coronavirus crisis.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/empty_plane_400.jpg" type="image/jpg" /></item><item><title>Is Your Auto Insurer Offering Help During the Coronavirus Outbreak&#x3f;</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7355/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7355/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[Most of the largest U.S. insurance companies have announced plans to give their auto policyholders some form of relief. Some insurers are offering a lot more help than others.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/refund_auto_insurance_400.jpg" type="image/jpg" /></item><item><title>Your Car Needs Some TLC During the Coronavirus Outbreak</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7358/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7358/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[Driving patterns have changed dramatically because of the coronavirus outbreak. While you’re staying safe at home, your car sits for long stretches of time, and that can cause some mechanical problems.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/dashboard_lights_400.jpg" type="image/jpg" /></item><item><title>Stimulus Payment Glitches&#x3a; Why Millions of Taxpayers Will Get Their Payments Late</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7359/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7359/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[Millions of Americans who filed their tax returns via tax preparation services haven’t received their stimulus payments yet.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/stimulus_checks_400.jpg" type="image/jpg" /></item><item><title>How to Create and Easily Store Secure Passwords</title><link>https://www.checkbook.org/v2/article/redirect/articleID/7360/regionid/oth</link><guid>https://www.checkbook.org/v2/article/redirect/articleID/7360/regionid/oth</guid><dc:creator>Herb Weisbaum, The ConsumerMan</dc:creator><pubDate>Wed, 01 Apr 2020 00:00:00 -0400</pubDate><description><![CDATA[Password management software helps you create strong and unique passwords for all your online accounts.]]></description><media:content url="https://www.checkbook.org/V2/graphics/articles/consumers-notebook/400/password_protection_400.jpg" type="image/jpg" /></item></channel></rss>