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Insurance companies often promote policy features to make their plans seem superior to their competitors’. But most sell roughly the same coverage. Here's a rundown of what’s covered, what isn’t, and what’s optional.

The best movers will respect your time, your spaces, and your stuff. Our ratings of movers can help you find a business that will do a good job. And our advice will help you prep for your move, deal with pros, and keep costs in check.

Need to upgrade or add locks? You’ll need a good locksmith. Our ratings will steer you to area locksmith operations that provide excellent advice and solid workmanship at a reasonable price.

Taking basic steps to secure the perimeter of your home will be more effective at preventing intrusion than installing a burglar alarm and cameras. Start by making sure all your home’s exterior doors have good locks—and remain diligent about using them.

If you want to hire a company, our ratings tables show how customers we surveyed rated local housecleaning services and the results of our price shopping.

Many consumers prefer to hire an individual for housecleaning help, rather than a service. But doing your own hiring brings the responsibilities associated with the role of an employer, such as filling out paperwork and paying various taxes.

The National Committee on Household Employment, before it closed its doors, developed a set of standards for employers and their household employees. The guidelines presented here are from its Code of Standards for Household Employment.