Find the Federal Employee Health Benefits (FEHB) plan that's best for you.
For nearly 50 years, the Guide to Health Plans has helped federal employees and retirees navigate the complexities of FEHB and better understand their plan options.
How Can the Guide to Health Plans Help You?
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Personalized Cost Estimates
See total cost estimates for all FEHB plans (premium + likely out-of-pocket costs)
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Medicare Coordination
See how Medicare coverage impacts your FEHB plan, learn about Medicare Advantage plans, and find which plans reduce your costs with Medicare
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Dental Comparisons
Compare FEHB and FEDVIP plans on low, average, and high dental expense years
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Need Extra Help?
Send your FEHB questions directly to our plan experts
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Expert Advice
Access our advice articles to learn more about how FEHB works and strategies to save money on healthcare expenses
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How the Guide Works
Advice From Our FEHB Experts
OPM Releases FEHB Policy Goals and Initiatives for Plan Year 2026
OPM has issued its annual carrier call letter outlining policy goals and initiatives for the 2026 plan year...Read more about OPM Releases FEHB Policy Goals and Initiatives for Plan Year 2026 OPM has issued its annual carrier call letter outlining policy goals and initiatives for the 2026 plan year. It emphasizes two main themes: streamlining how FEHB plans work to reduce friction experienced by federal employees and annuitants... Read more about OPM Releases FEHB Policy Goals and Initiatives for Plan Year 2026
Why Federal Employees Working Past Age 65 Can Delay Medicare Enrollment
Medicare eligibility typically begins at age 65. Most individuals have a seven-month enrollment period that...Read more about Why Federal Employees Working Past Age 65 Can Delay Medicare Enrollment Medicare eligibility typically begins at age 65. Most individuals have a seven-month enrollment period that starts three months before their birthday, includes their birth month, and ends three months after... Read more about Why Federal Employees Working Past Age 65 Can Delay Medicare Enrollment
Medicare Part D Will Benefit Most Federal Annuitants
Medicare eligibility typically begins at age 65. Most individuals have a seven-month enrollment period that...Read more about Medicare Part D Will Benefit Most Federal Annuitants In 2024, OPM allowed FEHB plans to begin offering Part D coverage to Medicare-eligible enrollees. To be included, the Part D plan must provide prescription drug coverage that, when combined with an existing FEHB... Read more about Medicare Part D Will Benefit Most Federal Annuitants
2025 FEHB Open Season Checklist
FEHB Open Season has arrived, offering federal employees an opportunity to review and adjust their plan for next year...Read more about 2025 FEHB Open Season Checklist FEHB Open Season has arrived, offering federal employees an opportunity to review and adjust their plan for next year. With premiums increasing in most plans and potential changes to benefits, it's important to ... Read more about 2025 FEHB Open Season Checklist
Looking for more information?
Check out our YouTube videos where we share advice and answer your questions about FEHB benefits and plan selection.
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For Active Federal Employees
Get insights from Checkbook's Guide to Health plans and learn what's new in 2026. We'll discuss FEHB plan, premium, and benefit changes, cost-saving enrollment strategies, FSAs, HDHPs, and more.
For Federal Annuitants
Get insights from Checkbook's Guide to Health Plans and learn what's new in 2026. We'll discuss FEHB and Medicare premium changes, Medicare Parts B & D, Medicare Advantage, cost-saving strategies, and more.
About Our Speaker
Kevin Moss has more than 20 years of experience leading the development of the Guide to Health Plans for Federal Employees, a trusted decision-support tool used by nearly one million federal workers across more than 50 agencies to choose the FEHB plan that best meets their needs. A recognized expert on federal employee health benefits, Kevin regularly contributes to publications such as GovExec, Federal News Network, and NARFE. He also conducts dozens of webinars annually, providing expert, practical guidance to help federal employees navigate their health plan options.
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Guide to FEDVIP Dental and Vision Plans
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