Find the Federal Employee Health Benefits (FEHB) plan that's best for you.
For nearly 50 years, the Guide to Health Plans has helped federal employees and retirees navigate the complexities of FEHB and better understand their plan options.
How Can the Guide to Health Plans Help You?
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Personalized Cost Estimates
See total cost estimates for all FEHB plans (premium + likely out-of-pocket costs)
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Medicare Coordination
See how Medicare coverage impacts your FEHB plan, learn about Medicare Advantage plans, and find which plans reduce your costs with Medicare
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Dental Comparisons
Compare FEHB and FEDVIP plans on low, average, and high dental expense years
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Need Extra Help?
Send your FEHB questions directly to our plan experts
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Expert Advice
Access our advice articles to learn more about how FEHB works and strategies to save money on healthcare expenses
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How the Guide Works
Advice From Our FEHB Experts
Healthcare Affordability Series Part 3: How Medicare Part D Can Reduce Prescription Drug Costs for Federal Annuitants
Prescription medications can make up a substantial share of your annual out-of-pocket healthcare expenses...Read more about How Medicare Part D Can Reduce Prescription Drug Costs for Federal Annuitants Prescription medications can make up a substantial share of your annual out-of-pocket healthcare expenses. , especially if you take brand-name drugs. For federal annuitants enrolled in Medicare, adding a Part D prescription drug plan may offer meaningful savings. Read more about How Medicare Part D Can Reduce Prescription Drug Costs for Federal Annuitants
Healthcare Affordability Series Part 2: How Supplemental Benefits from Your FEHB Plan Can Put Money Back in Your Pocket
Many FEHB, FEDVIP, and Medicare Advantage plans offered by FEHB carriers include supplemental benefits...Read more about How Supplemental Benefits from Your FEHB Plan Can Put Money Back in Your Pocket Many FEHB, FEDVIP, and Medicare Advantage plans offered by FEHB carriers include supplemental benefits that can help lower your out‑of‑pocket healthcare costs. However, many federal employees and annuitants fail to utilize these benefits... Read more about How Supplemental Benefits from Your FEHB Plan Can Put Money Back in Your Pocket
Healthcare Affordability Series Part 1: Can Federal Employees Save Money on Their Prescription Drug Costs with TrumpRX?
Paying for healthcare continues to weigh heavily on Americans...Read more about Can Federal Employees Save Money on Their Prescription Drug Costs with TrumpRX? Paying for healthcare continues to weigh heavily on Americans. In a recent KFF tracking poll, respondents ranked healthcare expenses, including premiums and out-of-pocket costs, as their top economic concern ahead of essentials... Read more about Can Federal Employees Save Money on Their Prescription Drug Costs with TrumpRX?
OPM Releases FEHB Policy Goals and Initiatives for Plan Year 2026
OPM has issued its annual carrier call letter outlining policy goals and initiatives for the 2026 plan year...Read more about OPM Releases FEHB Policy Goals and Initiatives for Plan Year 2026 OPM has issued its annual carrier call letter outlining policy goals and initiatives for the 2026 plan year. It emphasizes two main themes: streamlining how FEHB plans work to reduce friction experienced by federal employees and annuitants, and maintaining focus... Read more about OPM Releases FEHB Policy Goals and Initiatives for Plan Year 2026
Looking for more information?
Check out our YouTube videos where we share advice and answer your questions about FEHB benefits and plan selection.
Youtube channelPast Events
For Active Federal Employees
Get insights from Checkbook's Guide to Health plans and learn what's new in 2026. We'll discuss FEHB plan, premium, and benefit changes, cost-saving enrollment strategies, FSAs, HDHPs, and more.
For Federal Annuitants
Get insights from Checkbook's Guide to Health Plans and learn what's new in 2026. We'll discuss FEHB and Medicare premium changes, Medicare Parts B & D, Medicare Advantage, cost-saving strategies, and more.
About Our Speaker
Kevin Moss has more than 20 years of experience leading the development of the Guide to Health Plans for Federal Employees, a trusted decision-support tool used by nearly one million federal workers across more than 50 agencies to choose the FEHB plan that best meets their needs. A recognized expert on federal employee health benefits, Kevin regularly contributes to publications such as GovExec, Federal News Network, and NARFE. He also conducts dozens of webinars annually, providing expert, practical guidance to help federal employees navigate their health plan options.
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Joe C | Federal Employee
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