Hiring the Right Home Security System Installer and Monitoring Service
Last updated in November 2018
Even if you purchase a home security system with all the bells and whistles, it won’t do you any good if it’s designed poorly or set up sloppily. When hiring an installer, consider several points:
What Do Past Customers Say?
Our Ratings Tables list our evaluations of local alarm installers, most of which serve all or most of the area. The ratings come from our surveys of Checkbook and Consumer Reports subscribers plus other randomly selected individuals. We asked them to rate companies they had used as “inferior,” “adequate,” or “superior” on various aspects of service, including “doing work properly,” “starting and completing work promptly,” “letting you know cost early,” “advice on service options and costs,” and “overall quality.” Our Ratings Tables list all companies that received 10 or more ratings on our surveys, and reports the percent of each company’s surveyed customers who rated it “superior” (as opposed to “adequate” or “inferior”) on each question. Click here for more information on our customer survey and other research methds.
As you can see, a few companies were rated “superior” overall by at least 90 percent of their surveyed customers, but a few others received such favorable ratings from less than 60 percent.
The main problems reported by customers: systems that don’t work properly, installation-related damage to property, messiness, and slow response to requests for service. Some companies’ reps are seemingly unable to show up for appointments.
Do They Have a History of Complaints?
Ratings Tables also show counts of complaints we gathered from the Better Business Bureau (BBB) for a recent three-year period, the number of complaints on file with the Consumer Protection Division of the Illinois Office of the Attorney General for a recent two-year period, and complaint rates relative to the volume of work companies do. Click here for more information on complaint counts and rates.
Are They Experts?
For years Checkbook’s undercover shoppers have periodically met with home security company representatives to collect price quotes for alarm systems. We continue to find that the expertise of company estimators and system designers varies greatly. Some appear to know little about alarm systems and installation, spend minimal time inspecting the home, and have no clear ideas of how the work will be done. Most of these reps are out to sell a predetermined package of products and monitoring service, no matter the home or need. It also took considerable time and energy to get explicit prices from these salespeople, and we were not at all confident that they could communicate instructions to installation crews.
On the other hand, some companies’ representatives are true experts. Many salespeople have personally performed installation work in the past, and some install the alarm systems they plan themselves. These representatives take a close look around the house, check inside closets, inspect the basement and other unfinished spaces, and bang on walls. They seem to know exactly what the customer wants and what it will take to do the job.
How Much Will It Cost?
Because home security system installers don’t offer exactly the same products, design, or options, it’s very difficult to directly compare pricing. To illustrate the range of prices you might encounter, our undercover shoppers collected proposals and prices from companies for four different homes. Our shoppers tried to get each company to bid on exactly the same work.
The figure above shows the prices for the systems and companies’ charges for three years of central station monitoring. As you can see, price differences were fairly large.
Who Owns the Equipment?
Some installers make most or all of their profits from monitoring fees. To protect these profits, the contracts used by some alarm installers—including many of ADT’s contracts—state that installed equipment remains the installation company’s property. These contracts often include language that states that if the customer cancels monitoring services provided by the security company, it can opt to remove the system—and isn’t required to do so in a tidy manner.
We haven’t heard from any consumers who have actually had systems removed due to a canceled contract (although this happens fairly regularly with commercial customers). Instead, ADT and other companies that maintain ownership of equipment simply “abandon” it. Our view: Deal with outfits that sell you a system you’ll own.
What Are Your Monitoring Service Options?
Once equipment is installed, some companies allow you to contract with any service you choose for monitoring, while others require you to use their monitoring service for a specific period of time (usually two or three years). Some companies give big breaks on equipment and installation costs if you sign on with them for monitoring.
If you’re not satisfied with the quality or price of a company that locks you into its monitoring service, it will cost plenty to take your business elsewhere: You’ll have to continue paying for the duration of the original contract or pay a hefty cancellation penalty.
Some companies also make it difficult to switch monitoring services to another company, even after the contract is up. With most types of equipment, it is easy to switch companies. The new company just has to come to your home and reprogram the device that communicates with the central station. But to take over monitoring of the equipment, the new company will need to know the system’s programming code, and some companies refuse to provide it to customers or their new monitoring services. If the new company can’t get these codes to reset the system, it might have to replace part or all of the control panel components, which can be expensive.
To maintain flexibility in choosing a monitoring service, ask prospective installation companies to either supply you upfront with these codes or agree to come out to reset their systems, if requested. Because resetting the system usually involves a service call, it’s reasonable for a company to charge a fee for that work. Any such fee should be indicated on the written contract.
Our shoppers collected monitoring prices from the companies listed on our Ratings Tables. The table reports their quoted prices for three years of basic monitoring of a burglar alarm. Most installation companies do not actually perform the monitoring service, but simply act as sales agents for monitoring companies. As you can see, costs vary widely.
What Are the Payment Terms?
When obtaining bids for alarm system installation, discuss payment terms. The more you can pay after the job is complete, the better. The best arrangement is to pay a chunk of the installation price 15 or 30 days after completion: It gives you maximum leverage if any problems need to be corrected.
Will They Deal with the Paperwork?
Many jurisdictions require homeowners to register their alarm systems. The company you use should provide the required paperwork, and many will submit it for you. Most registrations either are free or require a nominal administrative fee. Some registrations must be renewed every few years. Your installer should inform you of the requirements in your area.