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What Is and Isn't Covered by Homeowners Insurance?
Insurance companies often promote policy features to make their plans seem superior to their competitors’. But most sell roughly the same coverage. Here's a rundown of what’s covered, what isn’t, and what’s optional.
How Are Homeowners Insurance Rates Determined?
The cost of your insurance policy depends not only on the coverage you select, but also on a number of other factors, some of which may surprise you.
Surprise! Your Credit Score Is a Huge Factor in Determining What You Pay for Insurance
Insurance companies increasingly are charging customers very different rates depending on secret formulas based on data unrelated to their customers’ actual claims histories or risk of damage.
Which Auto Insurance Companies Offer the Lowest Rates?
Our price comparisons of auto insurers reveal dramatic company-to-company rate differences—several hundred dollars a year for most consumers, and more than $1,500 per year for many. You don’t have to forsake service for a better rate.
Which Auto Insurance Companies Offer the Best Claims Service?
When shopping for insurance, many drivers care about more than just cost, and with good reason: If you have a claim, you want it to paid quickly and get back on the road with minimal hassle.
How Are Auto Insurance Premiums Calculated?
You might think that if you’ve been driving for many years without an accident and with few speeding tickets that insurance companies will offer you their best rates. Unfortunately, that’s not necessarily the case.
How to Find a Reliable Roofer
Roofing work is expensive, and, if you hire the wrong contractor, you can spend thousands of dollars too much and still get terrible work.
Avoiding a Shakedown for Roofing Costs
When hiring a roofer, quality of work should be your primary consideration. Once you have identified roofers that measure up on quality, get several fixed-price bids for the work. You’ll find big roofer-to-roofer price differences for the same job.
How to Tell It’s Time for a New Roof
Different types of roofs have different lifespans. Your inspections will reveal whether the entire roof is due for replacement.
How Water Gets Into Your Basement
Most serious basement moisture problems occur when water leaks or seeps through basement floors, through joints between floors and walls, or through walls below ground level during or after rainstorms.
How to Solve Basement Moisture Problems
There are a number of ways to treat below-ground rainwater leakages, with advantages and disadvantages to each. The first step is to check gutters and downspouts. Then inspect the soil around your house to make sure it is properly graded.
Who to Hire for Wet Basement Help
Once you decide on the best way to solve your wet basement problem, how do you get the work done?
